Traditional overcollateralized loans lock out the very people DeFi was meant to empower.
@Huma Finance 🟣 is changing that with PayFi — a system that lets you borrow based on future income, not the crypto you already hold.
Using the TVM model, Huma analyzes your cash flow and offers instant access to 70–90% of your projected revenue — all without forcing you to sell your assets.
Powered by $HUMA, the network ensures liquidity, fair lending, and decentralized governance.
Whether you're a freelancer, a small business, or a gig economy worker, Huma is making uncollateralized lending real in Web3.
