@Huma Finance 🟣 is Building the Future of Global Payments with PayFi Stack
Payment rails are stuck in the past—slow, expensive, fragmented. Huma Finance is changing that with PayFi Stack, a six-layer blockchain framework designed to bring payment financing into Web3.
At its base, the transaction layer runs on Solana, processing in 400ms with minimal fees. Stablecoins like USDC and PYUSD form the currency layer, making every transfer predictable and stable.
Security? Handled by MPC-powered custody. Compliance? Covered with Elliptic’s KYC/AML tools. On the financing layer, Huma turns receivables into liquid, real-time assets. Finally, the application layer powers real-world solutions like Arf—fueling fast, cross-border transactions.
Inspired by the OSI model, PayFi Stack is modular, open, and built for developers to plug and play.
The heart of the ecosystem is $HUMA (10B supply), enabling governance and staking at a 10.5% APY. In 2024, Huma processed $3.8B. With over 53,000 wallets ready, $HUMA hits Binance Launchpool in May 2025.
Strategic partnerships with Stellar and Galaxy Digital are pushing Huma into DePIN financing—aiming for 100M users and a slice of the $16T global payments pie.
Decentralized. Scalable. Ready.
