#BitcoinSPACDeal $Jager The term house titleholder refers to the person who possesses the right and responsibility over a property, whether as an owner, tenant, or having some other form of legal possession. The word "title" indicates the assignment of a legal position (active or passive) to an individual in relation to an asset.
In practice, being the holder of the house implies a series of rights and duties.
Title and Ownership
The title of a house is not always synonymous with ownership, although most of the time the owner is the titleholder.
* Owner: Is the legal owner of the property, with the right to use it, dispose of it (sell or donate), and reclaim it from anyone who possesses it unjustly. The owner is the titleholder of the property registered in the registry office.
* Titleholder: Can be the owner, but can also be the person who, for example, rents the property (the tenant). In a rental agreement, the tenant is the titleholder of the contract and, therefore, responsible for payments and for complying with the established rules, even if the owner remains the owner of the property. Another example is the holder of a housing credit, who is responsible for repaying the loan, even if they do not yet have full ownership of the property.
Rights and Duties of the Titleholder
The rights and duties vary according to the type of title.
Rights
* Use and enjoyment of the property: The holder has the right to use the property for the established purpose (housing, for example).
* Decision about the asset: The owner has the right to sell, rent, or renovate the property. In the case of a tenant, they have the right to demand that the property be delivered in good condition.
* Legal protection: The law protects the possession of the titleholder. In case of invasion, they can take legal action to reclaim the property.
Duties
* Payment of bills: The holder is responsible for paying expenses such as water, electricity, gas, and, in many cases, taxes (such as IPTU in Brazil) or condominium fees.
* Maintenance: In many contracts, the holder is responsible for keeping the property in good condition and covering minor repairs.
* Compliance with rules: The holder must follow the rules of coexistence, municipal laws, and, if applicable, the condominium rules.
In summary, the term house titleholder is a broad concept that refers to the person who holds direct rights and obligations over a property, and is not limited only to the owner.
