Huma Finance is building the rails for the next evolution of DeFi—on-chain income-based financing.

Traditional DeFi revolves around over-collateralization. But Huma flips the script by enabling under-collateralized lending, powered by real-world income data and reputation systems.

🔹 Built on a decentralized protocol

🔹 Enables lenders to assess risk via on-chain income streams

🔹 Opens doors for SMEs, freelancers & gig workers globally

🔹 Powers Real World Asset credit markets with transparency

With Huma, borrowing becomes inclusive, scalable, and aligned with real-world earning power—not just on-chain assets.

DeFi isn’t just about collateral anymore.

It’s about credibility, consistency, and capital access.

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