Huma Finance ($HUMA ) – The Future of On-Chain Income-Based Lending
@Huma Finance 🟣 is breaking new ground with the first-ever PayFi network, merging payment and financing infrastructure to bring real-world, income-backed credit on-chain.
Unlike traditional crypto lending that locks up collateral, Huma lets you borrow against future income streams—from salaries and invoices to remittances—unlocking 70–90% of expected revenue instantly through smart contracts.
Powered by the Time-Value-of-Money (TVM) model, Huma analyzes cash-flow patterns to match borrowers and liquidity providers efficiently, enabling secure, uncollateralized lending for a truly inclusive financial ecosystem.
With Huma, credit is no longer about what you own—it’s about what you earn.