$XRP Holders Feeling the Hype? Let’s Do the Math First.

While I respect the vision behind XRP and believe it has long-term potential, I’m still cautious when it comes to investing — and here’s why.

XRP has a max supply of 100 billion tokens, with 59 billion already in circulation. That’s a massive supply. And yet, it’s managed to remain in the top rankings, largely due to its strong community and widespread recognition.

But here’s the concern:

What happens when the rest of those tokens enter circulation?

That could put significant pressure on price growth and create volatility for years to come.

Could XRP reach $15–$20 someday? Possibly — but that might take a decade or more. The ultra-high price targets some holders are dreaming of might be more fantasy than reality.

This isn’t about hate — it’s about doing the math and making informed decisions. Personally, I’d rather put my money into something like $XLM, which I believe offers a more favorable risk-reward profile right now.

No offense intended — just encouraging smart investing. Stay grounded, stay rational, and always run the numbers.