Ripple and the SEC have officially closed the long-standing legal dispute with a $125 million penalty and a ban on XRP sales to institutions. XRP's price recovers strongly due to legal certainty.
The agreement to end the dispute between Ripple and the SEC marks the closure of one of the largest lawsuits in the cryptocurrency market, opening a new chapter for XRP and having a wide impact on the entire industry.
MAIN CONTENT
Ripple and the SEC have ended all appeals, concluding the $125 million penalty & the ban on certain XRP sales activities to institutions.
XRP's price recovers due to legal transparency, but the momentum for price increases shows signs of stalling.
The lawsuit's conclusion could have profound effects on regulations and confidence in the global cryptocurrency market.
How did Ripple and the SEC conclude the lawsuit?
The lawsuit between Ripple Labs and the SEC has officially closed after both sides agreed to withdraw all appeals, maintaining the $125 million penalty along with a ban on selling XRP to institutions.
On 8/8/2025 (Vietnam time), according to filings in the U.S. Second Circuit Court of Appeals, both Ripple and the SEC filed motions to withdraw all appeals and agreed to pay their own litigation costs.
The Ripple-SEC lawsuit is an important test for the entire U.S. cryptocurrency industry in terms of legality and product formatting.
James Filan, blockchain law expert at Filan Law (X.com, 2025)
Both parties are committed to fully implementing the 2023 ruling of Judge Analisa Torres: sales of XRP on the open market are not considered securities, but sales to institutions must still comply with strict regulations. This is one of the longest and most impactful legal battles in the history of the cryptocurrency industry.
How is the $125 million fine and the ban on selling XRP to institutions enforced?
After the agreement, Ripple agreed to pay a $125 million fine; simultaneously, it was banned from conducting certain XRP sales transactions to institutional investors, as per the court's regulations.
The entire penalty amount is expected to be transferred to the U.S. Treasury, marking the final financial settlement and eliminating the risk of prolonged appeals in the future. This also reaffirms Judge Torres's argument, clearly distinguishing between open market sales and sales to professional investors.
Ending the dispute clarifies the regulatory boundaries between mainstream cryptocurrency trading and trading for institutional investors.
Ripple Labs, Legal Report 2025
This move helps Ripple and the XRP market avoid prolonged legal risks and provides a reference framework for the entire industry regarding token issuance and sales models.
What compromises did the SEC and Ripple try before withdrawing their appeals?
After the 2023 ruling, both the SEC and Ripple were dissatisfied with certain points: the SEC wanted to amend unfavorable parts of the decision, while Ripple sought to reduce the penalty and lift the ban on selling XRP to institutions.
In June 2025, both parties proposed a request for an indicative ruling from the court, aiming to reduce the penalty by more than half and lift the ban to reach a negotiation agreement instead of dragging each other into appellate court.
The court's rejection of the settlement proposal once again affirms the consistent stance of the U.S. legal system towards cryptocurrencies.
Stuart Alderoty, Legal Director of Ripple (X.com, 2025)
However, Judge Torres outright rejected this request and ordered the filing to be closed, forcing both parties to engage in the appeal process to the end. By the latest filing, both parties officially withdrew all appeals, maintaining the original ruling and penalties.
Why did the SEC and Ripple decide to stop the litigation at this time?
The move to close the dispute comes from the assessment that both sides have little chance of reversing the outcome in the appellate court, while prolonging the lawsuit only creates additional legal risks and unnecessary costs.
The years-long lawsuit has placed tremendous pressure on Ripple, the market, and both individual and institutional investors. The SEC aims to close the case to assert its position and set a precedent for future legal actions against other cryptocurrency companies.
This conclusion is not entirely beneficial for either party but optimizes legal and financial aspects for both.
CoinDesk Special Report, 2025
At the same time, the move to end the lawsuit helps Ripple regain some credibility after a long period of litigation, while contributing to the clarity and transparency of the U.S. cryptocurrency legal framework.
What is the actual impact of the lawsuit on XRP's price?
After the news of the dispute resolution, XRP surged, trading around $3.34. This event triggered buying pressure from both individual investors and investment funds, due to reduced legal risks for XRP.
Technical indicators show that the bullish trend remains: the EMA 9 and 21 indicators still support buyers, RSI at 71 signals slightly overbought conditions but not overly strained. MACD is positive but momentum shows signs of cooling as the histogram chart fades.
The positive psychological effect supports the upward trend of XRP, but profit-taking at the $3.30 – $3.34 level causes the momentum to stall.
TradingView, data 8/8/2025
XRP's price remains high, but is entering a consolidation phase as many investors take profits after a strong increase. If demand maintains above the $3.30 support level, the likelihood of XRP continuing short-term growth is quite large.
Is XRP still an attractive investment asset after the ruling?
XRP is evaluated as a potential asset due to the elimination of short-term legal risks, enabling institutions and individuals to invest confidently again.
Messari's report (2025) notes that trading volumes and potential capital inflow to XRP increased significantly immediately after the official ruling took effect. However, long-term growth momentum depends on both market trends and Ripple's progress in expanding practical applications.
Before the lawsuit's conclusion After the lawsuit's conclusion XRP Price Approximately $2.65 – $2.90 $3.34 XRP Liquidity Low – Medium Strong Increase Institutional Interest Limited due to legal risk Gradually increasing, new investors emerging
XRP currently benefits short-term from optimistic sentiment, but profit-taking pressure may affect price volatility in upcoming sessions.
What is the likelihood of Ripple and XRP expanding market share in the U.S. after the lawsuit?
The conclusion of the lawsuit helps Ripple more easily deploy XRP-based financial applications in the U.S. than before, as old regulatory barriers have been nearly completely removed.
Many experts believe that this legal conclusion strengthens Ripple's position in the cross-border payment infrastructure ecosystem and opens up opportunities for collaboration with major financial institutions in the U.S.
Being 'liberated' from legal risks allows Ripple to develop services, raise funds, and partner more easily.
The Block Research, Analysis Report, 2025
However, fierce competition from Layer 1 projects and other financial blockchain solutions cannot be ruled out, forcing Ripple to continue innovating to maintain its position.
How does the Ripple-SEC lawsuit affect other Blockchain projects?
This agreement sets an important precedent that helps similar cryptocurrency projects adjust their token issuance and trading activities to avoid legal risks in the U.S.
Many experts evaluate that clearly distinguishing between selling tokens on the open market and selling to institutions creates a transparent legal framework for future initial coin offerings, airdrops, or DeFi fundraising programs.
This event simultaneously sends a message to the market that activities related to issuance, trading, and fundraising in the cryptocurrency sector must strictly comply with current standards and be prepared for the risk of closer scrutiny.
What risks and challenges still exist for Ripple and XRP?
Although it has mitigated the largest legal risks, Ripple and XRP still face challenges: strong competition in the global remittance space, market volatility, and the ability to adapt to changing legal standards.
In addition, XRP's price is also influenced by macro factors such as fluctuations in the USD exchange rate, trends in capital flows into risky assets, as well as investor community confidence.
"Ripple needs to make the most of the new advantages gained while proactively adapting to regulatory changes in the U.S. and major export markets." (Source: The Block Research, 2025)
What trend will the closure of the lawsuit create for the global cryptocurrency legal framework?
The Ripple-SEC lawsuit's resolution is viewed as a precursor for countries to develop regulations about cryptocurrencies, particularly distinguishing between retail and institutional channels to protect investors.
Many reports predict that major markets such as the EU, Japan, and Singapore will soon reference this precedent to update the legal framework and create international consistency in managing and licensing cryptocurrency projects.
Ending prolonged disputes allows the global cryptocurrency industry to focus on development instead of worrying about retroactive litigation.
Messari Crypto, 2025
This factor will drive the entire Blockchain industry to develop transparently and sustainably, creating incentives for large institutions and investment funds that were previously 'on the sidelines' to join more boldly.
Frequently Asked Questions
Has the Ripple-SEC lawsuit truly concluded?
Yes, both parties have withdrawn all appeals, maintaining the ruling and the $125 million penalty, while prohibiting sales of XRP to institutions in the U.S.
What impact does the lawsuit's conclusion have on individual XRP investors?
Individual investors feel more assured about legal risks, and trading XRP becomes transparent in accordance with U.S. market regulations.
Is XRP still considered a security?
XRP is not considered a security when traded on the open market, but sales to institutions must still comply with strict regulations.
What is the amount of the fine Ripple has to pay?
Ripple must pay $125 million to the U.S. Treasury and accept a ban on certain XRP sales activities to institutions.
What is the impact of the lawsuit on the global Blockchain market?
This legal precedent helps other projects establish safer and more legitimate token issuance and management models in the United States and internationally.
Can XRP continue to rise sharply?
XRP's price is supported by legal transparency, but additional growth momentum depends on actual demand and the overall market.
What will Ripple do to develop market share after the lawsuit?
Ripple plans to strengthen practical applications, collaborate with major financial institutions, and expand technological innovation to maintain its position.
Source: https://tintucbitcoin.com/sec-phat-ripple-gia-xrp-thay-doi/
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