In the world, everyone is here for profit; in the world, everyone is here for the gain.

I wonder if you have ever encountered such a scene?

At six in the morning, before dawn, a group of elderly men and women have already gathered at the bank entrance.

It's not because of the farce, nor because of the rush for vegetables, but because I heard that the bank is launching a five-year fixed deposit with an annual interest rate of up to 2.5% today, with limited availability, first come, first served.

Don't laugh, this is already a "hotcake" in the current global low-interest-rate environment. You should know that the domestic 30-year mortgage rate is only about 3.1%, what the elderly are rushing for is actually an opportunity to have their hard-earned retirement funds preserved and earn interest~~

I used to be a part of the queue as well; if I could offer my parents an extra 0.1% interest, they would be extremely happy~~

But now, I have a new option: Binance Wealth Management has launched RWUSD.

This is a principal-protected income product. In simple terms, it brings the kind of "stable income like US Treasury bonds" from the real world onto the blockchain. The income is supported by real-world assets (RWA) such as tokenized US Treasury bonds, ensuring capital preservation!

Users can subscribe using USDT or USDC, and the RWUSD they receive will generate income daily, with a maximum annualized yield of up to 4.2%, and a very high limit.

I studied this product carefully, and there are several points that I find very impressive:

💎 Stable returns: Based on the income structure of real-world assets, with low volatility and decent returns;

💎 Large quota: Individuals can subscribe up to 5 million USD, and large capital volumes can also be accommodated;

💎 No tiered restrictions: It's not like only those with 1000U can enjoy high interest, and large amounts shrink; the entire amount can enjoy the full interest rate.

💎 Daily interest calculation, compound interest credited: Interest is credited to the spot account daily, with compound interest calculation, which makes me feel particularly secure;

💎 Ultra-low fees: 0 asset management fees, 0 subscription fees; redemption fees: T+3 redemption: 0.05%; instant redemption: 0.1%;

💎 It can also be used as collateral while earning income and can serve as collateral for Binance lending, which is very efficient.

In this era of wanting stability but fearing losses, RWUSD is like a combination of "digital treasury bonds + wealth management principal receipts" in the digital age.

No need to open an account, no need to run to the bank, no fear of fluctuations, with daily interest automatically credited to my wallet. It's so much more comfortable than my previous days of scrambling for wealth management at the bank.

$RWUSD #币安理财