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$BTC 📘 What is a 401(k)?
The 401(k) is a retirement plan in the United States, similar to private pension plans in Brazil.
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✅ How it works:
Workers deposit part of their salary (before taxes) into a 401(k) account.
This money is invested in stocks, funds, or other assets.
The goal is to accumulate wealth for retirement.
The government offers tax benefits to encourage participation.
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🧠 Fun fact:
Recently, some companies and political proposals suggest allowing cryptocurrencies like Bitcoin to be included in 401(k) investments. This would enable millions of Americans to buy BTC with tax benefits, which is highly positive for the crypto market.
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Simple example:
If you were a worker in the U.S. with a 401(k) plan, you could choose to invest part of your salary in Bitcoin, Ethereum, or cryptocurrency funds — and let that amount grow for the future.
