Today I saw the Economic Observer released the report 'Annualized Return Rate as High as 540%? Investigation into the Chaos of Virtual Asset Investment', and to say something unpleasant, I am not surprised at all.

There are too many projects on the market under the banners of DeFi, AI mining, and stablecoin investments, each packaged to look impressive, with white papers, roadshows, and on-chain data all clearly presented. But when you peel back the layers, it’s the same old story — high returns, recruitment, and capital pools.

Look at the annualized return rate of 540%, this kind of thing sounds abnormal, yet some people still believe it, especially those unfamiliar with blockchain who get scared by a few technical terms, thinking they’ve struck gold.

These are just old tricks in new bottles; whether it’s AI or DeFi, at its core, it’s still about harvesting retail investors. The only technological innovation is that the harvesting is done more covertly and quickly.

So whether you are in the circle or outside of it, remember one thing: the higher the return, the greater the risk. If it sounds too good to be true, it usually is a trap.

Don’t jump in just because you see others making money and feel envious; often, those who rush in the fastest end up being the ones who get harvested.