Kevin Brooks

Is JPMorgan Going to Issue a Stablecoin? JPMD Trademark Application Exposed

JPMorgan has just applied for the JPMD trademark with the U.S. Patent Office, covering a full range of crypto services such as trading, transfers, exchanges, clearing, and payment processing, clearly aimed at stablecoins.

Media reports suggest that JPMorgan may also team up with Bank of America and Wells Fargo to launch a stablecoin together. Traditional banks are collectively entering the game, and this could really change things.

According to FDIC data, as of the end of 2024, the U.S. banking system manages $23 trillion in deposits. Even if only 1% flows onto the blockchain, that’s $230 billion, enough to shake the positions of $USDT and $USDC.

While USDT is stable, it has always operated in a gray area; USDC is compliant but lacks backing from big banks. JP Morgan, on the other hand, naturally carries a trust halo. Once they issue a coin, it will be more convenient for corporate clients to use it for clearing and cross-border transfers.

More importantly, regulatory developments in Europe and the U.S. are accelerating. MiCA has just been launched, and the U.S. Congress is also advancing stablecoin legislation. This time, traditional banks are positioning themselves ahead of the curve rather than passively following trends.

Behind JPMD, it may not just be about issuing a coin, but also about taking over the on-chain payment infrastructure.

Whoever can connect with the banking system will dominate on-chain payments. Once JPMorgan truly issues a federally-backed stablecoin, outside capital may directly shift its investment strategy.

The threshold for issuing tokens is lower now, but there are still few projects that can 'issue steadily and last long.'

Many project teams get stuck at the first step:

✅ The token is issued, but how to lock the team’s tokens?

✅ They say they will lock them, but how does the community check?

✅ How is the unlocking arranged? No one believes just words.

The community is no longer swayed by vague promises; statements like 'we plan to lock for six months' have been heard too often and are dismissed as empty talk. What is needed is verifiable on-chain data, transparent rules, and not just lip service.

Four.Meme is now partnering with TokenTable + ETHSign to provide project teams with a true combination of 'compliant token issuance and transparent launch':

👉 Step One: Directly mint tokens on Four.Meme.

No need to find third parties, no need to write code, anyone can issue tokens with one click, saving time and avoiding parameter errors.

👉 Step Two: Lock team tokens using TokenTable smart contracts.

It’s not just a promise to lock; instead, it’s a real on-chain contract that cannot be tampered with, and the community can check it anytime.

👉 Step Three: Publish the unlocking schedule through ETHSign.

Clearly state when to unlock, how to unlock, and for whom to unlock, with a schedule verified on-chain, leaving no room for ambiguity.

With this approach, whether you are a new project looking to attract early users or an old project seeking a revival, the community can confidently support you. Because the rules are clear, there is a trace on-chain, and trust is visible, not just empty slogans.

We have seen too many projects stumble at the token issuance step, resulting in a crash within three days and being ridiculed for 'harvesting' users again.

In fact, many did not intend to 'harvest,' but the process was too chaotic and the transparency too low, which made users feel unsafe.

Now, the entire stack from Four.Meme aims to fill this gap.

In simple terms, project teams can complete the entire process with one click, and the community can see everything clearly.

If you don’t want your project to fail on the day of token issuance, start with Four.Meme, using on-chain processes to embed trust into the code.

When others do LP, they lose money like buying a lottery ticket; as soon as the market fluctuates, they suffer huge losses.

UpTop counters with a mechanism: 100% IL protection, no losses, plus profit sharing.

It's not just talk; it's a protection clause written on-chain, and if something goes wrong, there's a compensation pool to cover it.

So what’s the result?

The V2 pool at BNB/USD1 was directly taken over by UpTop, capturing 52% of the liquidity share,

indicating one thing: users are not foolish; they go where it’s reliable.

And Four.Meme’s collaboration isn’t just about bringing traffic,

what it sees is the gap in the LP market, a narrative void,

more importantly, it sees that UpTop has truly synthesized ‘making money’ and ‘survival’ into one channel.

Want to make money but don’t want to gamble your life?

This is the only option in a bear market:

Not relying on luck, but relying on mechanism.

Conflict reignites in the Middle East, the cryptocurrency market plummets across the board, and gold experiences another surge!

Last night, Israel attacked Iran, triggering volatility in global markets.

$BTC instantly dropped by about 3%, from approximately $107K to around $103K, causing panic in the cryptocurrency space.

Spot gold surged by $50.08 during the day, now reported at $3435.87 per ounce, with an increase of 1.48%.

At the same time, the US dollar, Japanese yen, and Swiss franc have also become safe havens for funds, with the dollar index rising by about 0.4%.

Why is this happening?

The cryptocurrency market is too sensitive; a slight disturbance leads to a drop. Although Bitcoin is often referred to as digital gold, it is still too fragile in the face of geopolitical conflicts.

The real safe-haven asset is gold; even if you think it's old, slow, and has no future, when war strikes, the world's money still flows to it.

Context determines asset attributes; no matter how strong an asset is, it can also become worthless in times of conflict.

So, stop using $BTC as a shield for risk; the market has already voted with its feet.

Every time something happens, gold rises; every time something happens, Bitcoin plunges first. Reality is always harsher than the narrative.

Musk admits defeat, Trump laughs: This is a power game on social media

Last week, Musk and Trump were at each other's throats on X, exchanging barbs with every word.

But today, Musk suddenly posted on X saying he regretted it, changing his tone and admitting defeat.
In just a few days, from throwing insults to backing down, even the stock price fluctuated.

Tesla's stock price fell by 2% at one point, but as soon as Musk apologized, it bounced back immediately.

How should we view this social media drama?

In fact, it can be summed up in one sentence:

High IQ mutual insults + Business loss mitigation show = A real power struggle on social platforms.

Musk is quick with his words, but he’s not foolish.

What he said ultimately aimed to gather traffic, gain some political stance, and stir up some trouble.

But he didn’t anticipate that the fire would burn this fiercely; the stock price fell first, and the market's reaction was mostly negative. He quickly pulled back; this wasn't admitting fault, it was damage control.

Musk has never been a politician; he is a businessman who knows how to count.

Trump is sharp-tongued, but he knows what’s going on.

This old man appears to go all out, but he has a clear strategy in mind.
First, he hit Musk hard to make him back down, then said it’s no big deal; all he needs to do is give me a call and wish me luck.

This tactic of hitting with one hand and giving a candy with the other is something he’s mastered.

X platform is not a circle of friends.
Many people treat social platforms as a venting space, and Musk is no exception.

But he is no longer just an entrepreneur; he is the platform owner, corporate CEO, and even a big player influencing the market. Every word he says is a signal.
The market, voters, Congress, and investors are all watching how he expresses himself.

No matter how powerful a CEO is, don’t act like a full-time keyboard warrior.

You can have a personality and be tough, but if you keep stirring trouble online, it will eventually backfire.
Investors don’t like you confronting the world on X; they prefer you to steadily focus on making money, developing products, and increasing market value.

In conclusion:
This is not a matter of who wins or loses.
This is a public power test that can be seen by everyone.
Every word has a script, and every statement is calculated for its consequences.
Even admitting defeat is a decision made with calculation.
In this era, even conflicts need to consider KPIs.

OpenTrade raised another $7 million, led by Notion Capital and Mercury Fund, with a full lineup from a16z crypto, AlbionVC, and CMCC Global.

OpenTrade aims to bring traditional financial institutions onto the blockchain investment train, especially in the area related to stablecoins.

Their own claim is to provide secure, transparent, and compliant yield channels, sounding like a fusion of traditional financial wealth management tools and DeFi.

But what I personally care about is two words: yield.

In the past year, many on-chain yield platforms have been scamming people.

Either they have run away or are playing tricks, like suddenly offering annualized rates of two or three hundred percent, only for you to end up with a failed stablecoin as a souvenir.

What OpenTrade focuses on is real off-chain yields and transparent on-chain settlement.

It does not attract users by issuing tokens, pump-and-dump schemes, or airdrops, but is linked to real-world credit and bonds, such as on-chain structured credit products.

This approach is somewhat similar to MakerDAO and Maple Finance, but OpenTrade emphasizes compliance and low-volatility yields more.

Let me show you some data:
According to a Messari report, by the end of 2024, the total market capitalization of stablecoins is close to $160 billion, with over 70% in a non-yield state.

In the TradFi world, the annualized yield on global short-term government bonds and corporate bonds fluctuated in the range of 3%-6% in 2023, and these assets are exactly the typical subjects that can be brought onto the blockchain.

If OpenTrade can capture even 1% of the market share, that would mean a potential custody asset scale of $1.6 billion. Calculating with the industry average management fee rate of 1.5%-2%, making tens of millions of dollars in a year is not a dream.

This round of financing indicates that institutions are optimistic about the certainty of stable yields and compliance routes, rather than betting on the volatility of a bull market.

Of course, this also depends on regulatory trends. Recently, the UK and EU's attitude towards crypto has leaned towards controlled openness, which presents both opportunities and challenges for OpenTrade.

If it can scale up in the UK, it is not impossible to target the US and Asian markets in the future.

June 9th, may truly be remembered

CZ just announced that this day is DeFi Day.

The SEC held a meeting to clear DeFi's name, stating that this thing embodies the American spirit, with freedom, property rights, innovation, and all that.

The chairperson even emphasized: For those developing tools, don't be afraid, if others misuse your tools, you won't be held responsible.

How should we view this meeting?

This is not news, it's a turning point.

The SEC's previous attitude of wanting to crush DeFi has suddenly changed,

which means:

In the future, you might not be attacked

There are compliant paths to follow

Those truly engaged in technology no longer need to be intimidated

One can only say that now is the opportunity point for DeFi to make a comeback; what needs to be cleared will be cleared, and what needs to be compliant will be compliant.

The next to reap the benefits might just be the ones who prepare the fastest.

The wind has changed.
#DeFi日 #CZ #美SEC

At Four.Meme, behind every meme, it’s not just an expression of emotion, but an entry point for on-chain asset issuance.

Don’t underestimate a meme, a joke, or a catchphrase; on this platform, they can all potentially become the starting point for a token, the foundation of community narrative.

No barriers, no censorship, anyone can publish. It’s not just VCs who can start projects, nor is it only the wealthy who can control funding. As long as you dare to speak, have a punchline, and share a consensus, you can go live and create liquidity; all rules are written on the chain, and no one can tamper with them.

Anyone can become the initiator of a narrative, without needing a whitelist or waiting for official approval. As long as you dare to create, you can spark something.

This is not just a game; it’s infrastructure.

Four.Meme has taken the once lofty entry point of 'asset issuance' and broken it down into on-chain tools that everyone can use, returning the most fundamental DeFi rights to the users.

Stop saying memes have no value; on Four.Meme, memes are structure, and memes are the prototype of narrative assets.

Don’t just focus on Sol. Although there is a lot of competition there, the meme craze has quietly started on BSC.

Four.Meme is taking the lead, setting up its own stage, and the gameplay is getting closer and closer to the "BSC version of pump.fun":

Fair launch

Comes with community consensus

Active on-chain transactions

Free meme creation

And recently released a super signal: USD1 event.
Meaning - with only 1 US dollar threshold, you can participate in the early layout of potential golden dogs.
Doesn’t it sound a bit like the early days of Sol?

More importantly, this is not a gimmick of a single project, but the entire BNB ecosystem is quickly catching up and rolling up in the matter of "decentralized whole life".

🚨 The rhythm of the whole activity is very similar to laying the line before laying the foundation:

The community has become active

The on-chain transaction volume is increasing

New people are pouring in every day mint

It is still in the unpopular stage, and the mainstream vision has not fully noticed it.
At this time, it is easy to find a "golden dog" opportunity for a successful ambush.

Don't miss it, otherwise when others are shouting "to the moon", you won't even have your position on the train.

Will the SEC finally come out in the open?

Recently, U.S. SEC Chairman Paul Atkins stated:
In the future, we will no longer use the enforcement model of ‘act first and talk later’; instead, we will adopt a notice-and-comment procedure, welcoming everyone to participate in giving feedback.

This means that the rules for cryptocurrency will be publicly solicited in advance, instead of suddenly issuing fines or lawsuits, where project teams are caught off guard without even understanding the rules.

In my view:

1️⃣
This is a good thing, indicating that U.S. regulation is starting to establish rules, rather than relying on a catch-me-if-you-can approach to manage the market.

2️⃣
Don’t be too optimistic; the SEC has said things like this before. The key is the strength and sincerity of the enforcement. It’s easy to say nice things, but actually empowering the industry to participate in rule-making would signify a real change.

3️⃣
For us ordinary users, what we care about most is: can we play legally? Will exchanges suddenly shut down? Can projects still be launched?

What is clear now is that at least in the future, there will be advance notice, opportunities for feedback, and a bit of breathing room.

4️⃣
However, don’t expect the SEC to suddenly become cryptocurrency-friendly. They have just changed their approach — it’s not that they won’t come after you, but they will notify you before they do.

This marks a shift in regulation from surprise attacks to procedural justice.

The rules may not be friendly, but at least you can see where the knife is coming from.

The Trump family's crypto civil war has begun!

Recently, the TRUMP wallet has been quite the topic, but Trump's sons have all come out to clarify:

The eldest son, Don Jr., directly said: It has nothing to do with us.

The second son, Eric, got angry and said he would take legal action.

Even the youngest, Barron, rarely jumped in to say: Our family is not involved at all.

So who is behind this wallet?
The answer is: Trump's old business partner, Bill Zanker.

This guy is operating the TRUMP Meme coin, working on tokens while launching the wallet, and has even appeared on the official Magic Eden account, looking like he’s quite serious about it.

But here’s the problem: The Trump family is currently splitting up and doing their own thing.

On one side, Bill is playing with the old friend card to create TRUMP Meme;

On the other side, several sons are working on WLFI, already running their own projects, creating tokens, and raising funds, having secured $550 million, completely a different system.

In my opinion, if TRUMP himself doesn’t get involved, don’t trust the official label too much;

The family brand is valuable, but it’s starting to fracture, and there will definitely be more fakes and real ones emerging;

If you're going to invest, you need to see who is really leading behind the scenes, whether they are capable of getting things done, or just riding on the name for short-term gains.

Don’t get blinded by the name; remember this: no matter how loud the name, you have to clearly see who is managing the money.

It's too difficult to do anything in the market right now, but Four.Meme, WLFI, and B don't believe in evil, and they directly threw out $1M to drive liquidity.

💰 First, put the money out

📢 Then promote the Meme project

💧 Then attract a wave of trading and attention

It's not about doing a project, it's about rolling the ecosystem.

Recently, Four.Meme's subsidies have been quite aggressive. On the surface, the TST/BNB pool appears to be launched by UpTop, but the biggest operations behind it actually come from Four.Meme itself—directly subsidizing APR with real money.

Liquidity providers participating now can receive triple rewards:
🔹 Basic 35% annualized return, which is subsidized by Four.Meme's own funds
🔹 Additional TGE airdrop, meaning you can mine while also receiving start-up rewards
🔹 PancakeSwap transaction fee sharing, where actual on-chain trading profits are directly returned to you

You can understand it as: you put in LP, and the returns from three sources come in together, without relying on empty promises or hype, all real money.

This collaboration clearly expresses an attitude: the project is on UpTop, and the sincerity lies with Four.Meme.

It's not the type of mining that waits for a bull market or bets on a pump, but rather a model of "I'm subsidizing now, you make money now."

Such situations where "I invest money, you do the mining" are becoming rare, especially with the current market being a bit cold. The platform is still willing to invest real money for liquidity activation, indicating they are not just here to mess around.

Thailand has taken action! Starting June 28, it will block five major exchanges including Bybit and OKX. What is the reason behind this?

The Thailand Securities and Exchange Commission (SEC) has made a bold move, directly announcing the blocking of five mainstream cryptocurrency exchanges including Bybit, 1000X, CoinEx, OKX, and XT starting June 28.

What's even harsher is that it's not just a block; they will also file legal lawsuits, claiming these platforms are operating without a license in Thailand and are suspected of conducting illegal digital asset-related business.

In simple terms: You haven't obtained the license I issued, yet you're doing business on my territory? No way, you have to shut down and leave.

Currently, these platforms have not publicly responded, but it is foreseeable that the most affected will definitely be local users in Thailand—suddenly unable to use the platform, funds, contracts, and wallet operations will all need to find alternative solutions temporarily.

In fact, this situation was not entirely without warning; since last year, several countries in Southeast Asia have gradually started to take action against the cryptocurrency industry.

Indonesia had previously imposed restrictions, and now it's Thailand's turn.

Ultimately, if the cryptocurrency industry wants to grow, it must engage with regulation; it cannot rely solely on technology and users to thrive.

However, this situation also serves as a reminder: decentralization is good, but you really shouldn't keep all your money in centralized exchanges. If a ban comes down one day, you won't even be able to log in, and no matter how many assets you have, it's all for nothing.

In other words, the money is yours, but the key is not; the platform can block you whenever it wants, and that is the biggest risk.

SEC Withdraws Lawsuit Against Binance and Zhao Changpeng

Last year, it seemed they wanted to crush Binance, but now they suddenly say they won't sue based on policy considerations.

What does policy consideration mean?

It means they no longer want to confront it head-on, and they may have realized that a one-size-fits-all approach simply doesn’t work.

You see, besides Binance, the SEC has also gradually withdrawn cases against major projects like Coinbase and Uniswap, which basically indicates they have changed their strategy.

They even specifically established a crypto task force to start listening to industry voices, which is very revealing.

Personally, I feel: this isn't a win for Binance, nor is it a win for CZ; it's the entire industry that has endured the toughest moments.

Those who said crypto was finished and that regulation would wipe out the industry can now be quiet.

Of course, this doesn’t mean that there will be no oversight in the future.

The SEC has also made it clear: they will still take action against what needs to be addressed, and they will still regulate what needs regulating. It has simply shifted from a blanket crackdown to focused enforcement, which is a huge distinction.

The winds have changed, the game table is still there, and the real game of the crypto industry is just beginning.

The Nansen Points Program is here

Founder Alex personally announced: The Nansen Points Program Season 1 officially launches on June 17!

Now when you stake on Nansen, open a membership, or invite others to register, all these actions can earn points, and they will sync to your account on the 17th.

Doesn't it sound a bit like that rhythm of points redeeming for airdrops? Yes, I thought so too.

Currently, most on-chain projects follow this pattern: first, they get you to interact and accumulate points, then they drop a wave of airdrops regardless of size, at least it's a hopeful future.

If you ask me: if you can take advantage of it, do it, don't miss out.

Nansen is not some fly-by-night project; it is a top-tier data platform in the industry. Those VCs have invested several rounds, and the team has been diligently working for many years, unlike those scams that run away after one round of points.

So let's just do this

👉
Stake a little Nansen, treat it like an investment

👉
Try the membership if you can, otherwise invite your friends to register

👉
Don't expect to get rich, but at least don't just watch others benefit while you stand by

Four.Meme is really impressive this time, directly teaming up with Shogun, and the transaction is summed up in two words: Smooth!

In the past, buying a coin was like playing a dungeon, needing to open webpages, jump around, authorize, connect wallets, and confirm back and forth, making it as troublesome as taking a driving test. Now? There's no need to go through all that hassle, just one entrance, all pre-sales and spot transactions can be done in one go, just a few clicks and it's done.

The most important thing is that the entire process is so smooth that it gets you hooked, completely leaving no room for hesitation. This is how on-chain transactions should be — less talk, quick action, and go for it if you can.

Those who use it know, those who don’t will just continue to struggle on the old pages, while those who understand have already completed two rounds on Shogun.

Four.Meme is collaborating with UpTop this time, which is simply opening a "rich track" for meme projects.

While other platforms are still relying on community efforts to pump up, Four.Meme directly dropped $12 million in liquidity, who can keep up?

They are also giving away $150,000 to projects that can achieve results, which is equivalent to you running fast and having a bonus to take home, who wouldn't want that?

Who would have thought that a Meme project could reach the top five on the BNB Chain and jump straight to second place.

Four.Meme has turned “making things interesting” into an industry standard with solid data.

806K+ users

Daily trading volume 2.28M+

Trading amount close to $470M

Not just participating, but leading.

Among the most important DApps on BSC, Four.Meme must have its place.