Kevin Brooks

Interesting meme projects, there is always someone watching.

The latest round of on-chain purchases by Four.Meme has been completed, supporting $NIANNIAN, $Gorilla, $U, and $CaptainBNB.

There are no major news bombings, and no voting or recruiting, just quietly making a supportive move.

The selected projects have substance, community, and long-term vision, showing that the platform's judgment is quite accurate.

Hong Kong's new stablecoin regulations are quite good. If you want a stablecoin, you have to follow the rules.

You can't just issue coins in restricted areas; customer identities must be verified, even VPNs are not overlooked, compliance is key. The threshold is higher for project parties, but for users, there is much more security.

Regulation may be a hassle, but it is an important foundation. Once this path is smooth and stable, Hong Kong can truly create the first stablecoin market that users can trust.
#稳定币监管

The approach of the Monetary Authority regarding the real-name system for stablecoins in Hong Kong seems quite reasonable to me.

Why do I say this?

If we really want to create a compliant stablecoin and enter the mainstream financial system, KYC is unavoidable. However, if it ends up being as complicated as opening a bank account, users will definitely not like it.

Wu Jiezhuang's explanation is not rigid, it is flexible, and it is indeed a very smart approach.

Is the token issuance preheating or is there another deeper meaning?

Avantis official retweeted a long article from the Avantis Foundation on X, highlighting three key phrases: protocol development and security, community governance and transparency, ecological growth and innovation.

At first glance, it seems like the same old story, but considering they just completed an $8 million Series A financing, backed by giants Founders Fund and Pantera Capital, this move seems more like paving the way for the upcoming token issuance.

Who is Avantis?
Avantis is a derivatives trading protocol based on the Base chain. Don't underestimate Base; it’s backed by Coinbase's very own, and recently its ecological TVL has surged to over $900 million, nearly tripling since the beginning of the year, and it has become an incubator for meme and DeFi projects.

Why do we feel that it is going to issue a token?
1. The foundation published a long article about its vision, which is essentially discussing how to distribute rights after the token issuance.
2. Early support mainly comes from heavyweight institutions, which are not here for charity; they certainly need token liquidity to recoup their investments.
3. Currently, there is still a lack of a truly usable contract protocol on the Base chain; if it's not Avantis, what else could it be?

In my view, this project has the potential to tell a story. If you missed GMX on Arbitrum and Lyra on Optimism, Avantis is likely the next opportunity.

You can start exploring this project in advance by simulating a few trades on their official website, keeping an eye on on-chain trading data to see if there are signs of wash trading or early promotional activities from the project team.

It's better to stake a claim in advance and lay low than waiting for a token issuance announcement or an airdrop point system opening to cater to early players.

JD's JD Coin Chain has registered #JCOIN and #JOYCOIN, it looks like they are really going to issue stablecoins.

Previously, it was just a test for Hong Kong dollar cross-border payments, but now they have even sorted out the names and scenarios, and they have entered the sandbox of the Monetary Authority, so it seems they are really going to issue stablecoins.

So in the future, when I buy things on JD, will I be able to pay directly with their stablecoins?

FIS × Circle Join Forces, $USDC Officially Enters the Banking System

Today there's some explosive news that many might have missed: Financial technology giant FIS announced a partnership with Circle (the one behind USDC) to officially bring $USDC into the payment systems of mainstream banks in the United States.

How exactly is this collaboration structured? In simple terms, three points:

1. FIS's Money Movement Hub will support USDC as a payment tool, meaning that transfers between banks and cross-border transactions can now be executed directly using $USDC.

2. Integration with Real-Time Payments (RTP) + Anti-Fraud Systems, addressing the two main concerns of regulators regarding stablecoins: speed and risk.

3. In the future, major banks in the U.S. could directly deploy USDC as a blockchain payment solution, potentially turning $USDC into a new version of the dollar clearing pipeline.

Let's look at the data: By the end of 2024, the market capitalization of USDC is estimated to be around $26 billion, firmly holding the position of the second-largest stablecoin.

Circle has implemented $USDC settlement pilots in over 80 countries globally, with partners including giants like Visa, Mastercard, and Stripe.

FIS itself serves over 20,000 financial institutions worldwide, and just its involvement alone has significant influence.

Who is FIS?
FIS is a behind-the-scenes powerhouse in the American fintech arena, with its influence spanning from card payment processing to core banking systems to POS networks. When you swipe your card to buy a cup of coffee, the system behind that card is likely FIS.

For me, this is a good thing. If USDC is adopted by more banks, then in the future receiving a salary in dollars or accepting client payments won’t have to go through the expensive and slow SWIFT system; it can be settled on-chain in seconds. Furthermore, airdrop rewards could potentially be distributed directly in $USDC.

This is not a small update; it can be seen as the U.S. financial system's open embrace of blockchain. Previously, on-chain payments were done outside the galaxy system, but now stablecoins are being embedded directly into the banks' brain.

This step not only enhances the legitimacy of the entire crypto ecosystem but also provides players with more tools and channels that are participatory, monetizable, and actionable.

The next person to buy a house, a car, or make a remittance with $USDC could very well be one of you here.

2

Treehouse launches a pre-deposit vault airdrop event, in conjunction with the upcoming Token Generation Event (TGE). The gameplay is simple:
Receive $TREE airdrop, and after receiving it, stake it in the pre-deposit vault for an annual yield of up to 50%-75%.
The key point is that Bybit and MEXC have confirmed the listing of the $TREE trading pair, and trading will be available as soon as the TGE happens, ensuring liquidity.
Treehouse itself is a DeFi application that introduces tAssets and decentralized oracle rates (DOR), making on-chain fixed income possible. This gameplay is quite similar to a combination of Pendle + Blast, combining airdrop + vault locking, boosting activity while stabilizing liquidity.
Compared to recent popular projects:
EigenLayer: High barrier to entry, long queue, slow exit, and unstable returns.
Renzo: LRT derivative, difficult to grasp the rhythm, and poor price elasticity.
BounceBit: Relies on narrative to maintain heat, early participants benefit, but later entrants face significant pressure.
Treehouse's approach is relatively lighter and suitable for short-term participation. It is important to note that the price fluctuations of the token can be significant in the early stages of TGE, and even with high annual yields, it may not guarantee profits.
Overall, this event shows considerable sincerity, and it’s worth participating to see how it goes. The best time to participate is the few days after TGE when the liquidity release window opens. Whether it can be held long-term will depend on future market performance and community engagement.

Bonk's round of fire on Sol was driven by narrative — dog culture, Sol narrative, VC promotion, combined with a wave of refined community operations, establishing itself as the first meme on-chain.

But Totakeke is not a replica of Bonk, rather a completely different path.

Bonk was built on storytelling, while Totakeke is built on action.

In BSC, Totakeke did not rely on major exchanges for listing, nor on capital endorsement, and did not engage in those emotional vote-grabbing tactics. It directly exploded the market with on-chain data:

The number of holding addresses skyrocketed, wallet count doubled.

Airdrop participation rates were ridiculously high, leading to spontaneous community growth.

Daily trading volume topped the charts, and user activity remained at peak levels.

This is not speculation; this is on-chain practice.

Whether a project can succeed is determined by data. Bonk has already become a label of the old meme era, while Totakeke is becoming a model of the new era.

$TOTA is creating waves of on-chain explosions, bringing the heat of memes back to BSC.

In today's meme circle, there is no need for new sentimental dogs; we need new protagonists.

So the next dog that can break out is not called Bonk, but Totakeke.

Don't say memes are meaningless anymore,

Four.Meme shows you with real actions:

Every image, every joke, can bring about change.

5% of platform revenue is donated directly,

Your meme still has the chance to take a share of the $5000 prize pool.

Create, earn money, do good deeds, this trip is not a loss.

Retirement funds can also invest in crypto

The White House is brewing a new move: 401(k) retirement accounts may soon open up for investment in cryptocurrencies, private equity, hedge funds, and other alternative assets.

If this event comes to fruition, who will benefit the most?
Of course, it will be the alternative asset giants who have long been waiting at the door. Big players like Blackstone, KKR, and Apollo have already run through asset management and liquidity solutions; they were just waiting for a policy opening. And now, the opening has been made, and the flow has begun.

So besides these big players, can ordinary folks benefit?
Let's first look at a set of data,

The standard retirement portfolio (60% stocks + 40% bonds) recorded its worst annual return in 14 years in 2022, dropping over 15%.

During the same period, some large hedge funds earned over 20%, and Bitcoin even nearly doubled from its bottom in 2023.

The conclusion is quite straightforward: Traditional allocations are indeed becoming increasingly difficult in a high-inflation and highly volatile environment.

This type of asset may seem like a roller coaster in the short term, but over time, it can help cushion losses and pull in returns, offering an added layer of resilience compared to traditional investments that only rise a little and fall alongside.

Of course, this doesn't mean everyone should go all-in on crypto. The key lies in having choices.
It is important to allow ordinary people to also encounter such assets, rather than forever being limited to buying large-cap ETFs.

Fidelity began testing the inclusion of Bitcoin in 401(k) investment options as early as 2022. Grayscale has also repeatedly lobbied for the opening of DC plans to support crypto allocations.

Now, even the government is preparing to nod, indicating that the trend is irreversible.

This wave of cooperation doesn't have any flashy narratives.

It doesn't use those grandiose terms.

It's pretty simple:

Resources in place, projects get seen.

You don’t have to spend day after day in the community "hitching rides on trends", desperately seeking exposure.

Someone is willing to actively bring you to the forefront, giving you a chance to step up.

In the meme circle, how difficult is this?

To be honest, it's very difficult.

Most of the time, projects have to fight for communities, creativity, and fate on their own.

No one hears you even if you shout your lungs out, let alone lend a helping hand.

So, this collaboration between CMC and Lista isn't just casual "support",

but genuine "you deserve to be seen".

It may not guarantee your takeoff, but it absolutely ensures you have a runway for takeoff.

There are too many meme projects that aren't failing, but simply aren't being seen at all.

Now, there is a spotlight, and there is a stage.

How to jump is the beginning of the next round of stories.

Starting August 1, Hong Kong's promotion of stablecoins crosses the red line! Don’t get scammed again and call it DeFi!

Mr. Yu Weimen, the president of the Hong Kong Monetary Authority, personally sounded the alarm: there have already been scams under the guise of stablecoins, deceiving many people with real money.

Beginning August 1, the 'Stablecoin Regulation' officially comes into effect. Any stablecoin that has not obtained a license issued in Hong Kong cannot be promoted to the public in Hong Kong. Engaging in this is illegal. As a result, many people who sell coins under the banner of Web3 will be nervous.

Why is Hong Kong regulating this?

Yu Weimen explained clearly: Recently, there have been increasing cases of scams disguised as stablecoin promotions, especially in gray areas like cross-border transfers and OTC currency exchanges, where it is difficult to trace the flow of funds. The Bank for International Settlements (BIS) directly named stablecoins as potential platforms for money laundering in its latest annual report.

Think about it, stablecoins do not have the same real-name control as traditional banks. Now, if you use an anonymous wallet to transfer money, who knows where your money comes from and where it's going?

If this is not regulated, wouldn’t the Web3 compliant financial framework that Hong Kong worked hard to build become a hotbed for legal money laundering?

In my opinion, this is a very correct and realistic step. Some people may say that regulation is coming again and that Web3 is doomed, but I don’t see it that way. This regulatory approach is not a complete shutdown but rather a strict-to-loose method.

Yu Weimen also mentioned: Regulation is an art of balance. In the initial stage, it’s better to raise the threshold a bit, and once things stabilize, gradually relax it, rather than completely letting go from the start and ending up with a blowout.

Looking at the data, according to a report from Chainalysis, the amount involved in stablecoin-related scams in the Asia-Pacific region exceeded 1 billion USD in 2023. Among the crypto-related scams exposed in Hong Kong, nearly 70% were related to fake coin custody and false stablecoin yields. If we don’t start regulating now, this market will eventually collapse.

One more point relevant to us: If someone in the group tries to push you to buy unknown stablecoin projects in the future, remember to be cautious. Also, don’t forward any promotion information about stablecoins of unknown origin; it’s easy to unwittingly become an illegal promoter and end up facing legal issues.

FTX has released funds again, can Chinese users receive them this time?

The FTX that caused countless accounts to go to zero, heartbreak, and cursing has released a significant announcement: the next round of debt distribution is coming. Record date: August 15, 2025, distribution time: expected to start on September 30, releasing $1.9 billion in cash directly to users!

This time, the distribution mainly targets three categories:
✅ Class 5 customer claims — ordinary retail users (most likely you and me)
✅ Class 6 ordinary unsecured claims — mostly institutions, market makers, etc.
✅ Convenience claims — those who did not fully receive the previous round of small automatic compensation will be compensated this time

Many people are concerned: Can I claim with my Chinese passport? Am I excluded?
Don’t scare yourself; this time, Chinese users have a chance.

As long as you meet any of the following conditions, don’t miss out:
You had an FTX international account with asset records before bankruptcy (before November 2022), you submitted a claim, or the system automatically identified you as a convenience claim, you completed KYC, even if you used a Chinese passport.

How to check if you can claim?
Visit the FTX claims portal: https://claims.ftx.com
Log in with your originally linked email account, then check:
Is the claim status Approved, is the classification Class 5 (customer claim) or Convenience Claim, is there any KYC or payment method that needs to be submitted?

If you see that this information is all normal, then you are basically guaranteed to receive a distribution!

Final reminder: August 15 is the record date; make sure your account status and information are complete. Distribution will start around September 30, and if you are late, you might end up at the back of the line.

If you haven’t checked your claim status yet, it’s recommended to do so immediately; don’t be unaware of your eligibility when they start distributing funds.

Pyth Joins Global Markets Alliance

Ondo is preparing to bring US stocks and ETFs onto the blockchain. What is the most lacking? Fast and accurate data.

Pyth provides real-time prices for over 100 blockchains, covering not only cryptocurrencies but also traditional assets like US stocks, commodities, and interest rates.

This collaboration is like directly equipping on-chain finance with a data engine.

It feels like making money in the future won't be so simple; only by integrating traditional finance with blockchain can one really make big money. Pyth and Ondo have made the right move.

It's been two years, and for the first time, I feel that I might be able to get that money back.

I never expected that today's news would allow me to sit down and read it three times.

At the FTX bankruptcy liquidation hearing, someone finally mentioned the handling of Restricted Jurisdiction.

To put it simply, our batch of Chinese KYC users was originally deemed to have no compensation. Now, things have changed.

The hearing clearly stated: the assets of such creditors will not be immediately confiscated, but can be transferred to non-restricted jurisdictions to continue claiming.

For users who registered KYC in China but have since settled overseas (for example, in Hong Kong or Singapore), this is not just a minor amendment, but a fundamental turnaround from complete loss to perhaps having a chance of recovery.

I have not wanted to look at news about FTX for the past two years.

It's either asset auctions or arguments about who is to blame, who embezzled, who pleaded guilty. Gradually, I began to self-deprecate, thinking that losing money was just tuition fees.

But upon seeing this news, a certain stone that had sunk in my heart suddenly shifted.

It's not that I can get my money back immediately, nor does it mean that this matter has become easier, but even if it's just a reasonable and legal channel, it is far better than the complete hopelessness two years ago.

Two years can feel neither long nor short, and it can make one feel despondent.

However, with today's event, I genuinely feel for the first time that perhaps that money is really not saying goodbye to me forever.

Maybe, what has been endured is not just time, but also possibility.

Volcon, a US electric vehicle company you may have never heard of, has pulled in some traditional VC and crypto funds, raising over $500 million in a private placement and directly buying 280 bitcoins.

They haven't done anything else—no project investments, no capacity expansions, no concept cars; after financing, they directly exchanged for $BTC. You’ve definitely heard of the investors: Empery led the round, and FalconX, Pantera, Borderless, RK Capital are all involved.

Now, not only retail investors are afraid of missing out, but even publicly listed companies are worried about entering late.

Why do I say this?

1️⃣
The purchasing power of the dollar has shrunk by over 20% since 2020.

2️⃣
Bitcoin has increased by over 250% during the same period.

3️⃣
There are now over 50 publicly listed companies holding $BTC, with total holdings exceeding 300,000 coins (accounting for 1.5% of the total supply).

In fact, 280 coins isn’t a lot, but its symbolic significance is enormous.
This already indicates that companies don't want their money just sitting in the bank anymore; they would rather bear some volatility and invest in assets that can preserve their value.

Moreover, this isn't just a whim; they bought after raising $500 million, with financing structure, price, and partners being solid and not just talk.

In my view, $BTC has not yet completed its journey; large funds are just beginning to enter the market.
I will continue to hold, not in a hurry to exit.

We also need to keep an eye on BTC L2; projects like Stacks, BOB, and Merlin are still in early stages, but if the Bitcoin narrative gains traction with institutions and the mainstream market, they are the most likely to take off.

Kaito has launched its own Launchpad, focusing on the community voting for itself.

The gameplay is also different from before; there’s no need to compete for wallet balances but instead to look at your on-chain interactions, holdings, and social reputation. True participants take priority, while freeloaders should stay aside.

The remaining quota enters the FCFS phase, where it’s all about speed; the fast get rewarded, and the slow miss out. Transaction fees will also be returned to the community through gKAITO, providing real financial rewards.

Moreover, the officials have made it clear: KYC is a regulatory requirement, fully managed by a third-party Persona, and Kaito will not touch your data.

Why is this worth mentioning?

Kaito has already airdropped over 90 million dollars, with over 40,000 token holders and more than 200,000 monthly active users.

The community is established, funds have been distributed, the conversation is buzzing, and now they even have a Launchpad.

If a few viable projects emerge from this, Kaito will no longer just be a project-checking website; it could very well become the next launch site.

In the past, securing whitelist spots was about relationships; now it’s about what you’ve done on-chain and how familiar you are with the community. The rules of the game have changed, and sticking to the old ways will leave you behind.

Four.Meme supports more than just coins; it supports narratives.

In an era where memes are rapidly exploding, the ones who stay aren't the loudest voices, but those who can truly tell a story and uphold emotions.

This support plan, launched in collaboration with @EAGELS_VAULT, aims to highlight meme projects that genuinely possess a bit of soul and thought, through tangible on-chain actions.

It's not about who is popular, nor who claims to be an OG first,

but whether the project has the ability to continuously convey the meme spirit, whether it has a genuinely interactive community, and whether it can survive wave after wave of trading cycles.

All buying actions are initiated from this public wallet:
0xf384b0d1250db293b06a23ab23dfea282853ba11

Feel free to check on BscScan at any time; the data is there, straightforward and transparent.

No insider trading, no closed communities, no insider speculation.
Every transaction is propelled by community consensus, and every selected meme is Four.Meme's way of saying this is a worthy support.