💸 Huma Finance (HUMA): pioneer in the PayFi network.
@humafinance introduces a new financial model that integrates payments and financing, allowing access to credit based on future income, such as salaries, invoices, or remittances.
🔗 By applying the concept of the time value of money (TVM), users can obtain immediate liquidity — between 70% and 90% of expected income — without the need for collateral, all via smart contracts.
🚀 A new era of collateral-free lending, driven by cash flow data and fully on-chain.
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⚠️ Content for informational purposes only, without guarantees or financial advice.
