Modular DeFi Credit Stack
Huma isn’t just a lending protocol — it’s a modular credit layer.
Each part is composable:
🔹️ Income Oracles (Stripe, Superfluid, etc.)
🔹️ Underwriting modules (pay frequency, credit scoring)
🔹️ Repayment contracts (stream-based, invoice-settled)
Builders can plug Huma into payroll, freelance, or DAO tooling — unlocking new credit markets.
It’s DeFi that adapts to cash flows, not just collateral ratios.
