HUMA FINANCE: BRINGING REAL-WORLD CREDIT TO WEB3
Access to credit has always been a barrier for millions of people. Traditional banks demand collateral, high fees, and endless paperwork. DeFi solved some problems, but most platforms still require users to lock up crypto to borrow.
Huma Finance changes that.
With its PayFi model, Huma enables borrowing based on future income and receivables—think salaries, invoices, or remittances. This means freelancers can access cash before payday, small businesses can unlock funds tied up in invoices, and families sending money across borders can do so faster and cheaper.
Since its launch, Huma has processed over $4 billion in transactions with zero defaults. Built for scalability, it’s expanding across multiple chains, offering governance, staking, and real-world utility through the $HUMA token.
But the real breakthrough isn’t just the technology—it’s the vision: a financial system where opportunity isn’t limited by what you own today, but by what you’re capable of earning tomorrow.
Huma Finance is more than DeFi. It’s finance designed for how people actually live and work.
