Traditional credit systems are often slow, expensive, and inaccessible to many businesses and individuals worldwide. Huma Finance ($HUMA) introduces PayFi, a new model designed to unlock liquidity against future cash flows—transforming how credit works in Web3.
With PayFi, businesses can collateralize invoices or payment streams without waiting weeks or months for settlements. Individuals can leverage recurring income to access capital instantly. This approach makes Huma one of the first protocols to bridge real-world credit use cases with decentralized finance.
The beauty of Huma lies in its smart contracts and risk management framework. By tokenizing payment obligations, it enables trustless, transparent, and scalable credit markets. For traders, $HUMA’s ecosystem represents not just a token, but an infrastructure layer with real economic utility.
Do you think PayFi will drive the next big wave in DeFi adoption?
Would you use future cash flows as collateral for instant liquidity?
Share your thoughts below.