What surprises are hidden in #Huma 2.0? Both retail investors and institutions are scrambling
In April 2025, the 2.0 version of #HumaFinance launched on Solana, like a stone thrown into a lake, creating ripples throughout the crypto circle—retail investors say it’s “more user-friendly,” while institutions say it’s “more reliable.” What kind of upgrade is this?
The first change that made retail investors scream is “permissionless access.” In the past, invoice financing, this “high-end play,” was only accessible to large enterprises, but now individual users can borrow by linking their income accounts. Freelancers’ pending service fees and influencers’ advertising payments can all become proof for borrowing. An illustrator tried it, pre-borrowing a sum using next month’s project fee to buy a new computer. After improving efficiency, he ended up earning more with two additional orders, and when he repaid early, he even earned Feathers points.
Institutions are focused on the “cross-chain interoperability” capability. Through the PST token, $HUMA can seamlessly connect with other DeFi projects on Solana, allowing funds to automatically seek high yields across different applications. This solves the longstanding issue of “difficulty in circulating real assets on-chain,” giving $30 trillion in cash flow a broader scope for use. Top institutions like Distributed Global are chasing an additional $38 million investment, seeing the potential in “bridging the real and crypto worlds.”
Another hidden benefit is “dual-mode earnings.” Conservatives can choose the classic mode to earn stable USDC + Feathers, while risk-takers can opt for the Maxi mode for high multiple rewards. Regardless of risk preference, everyone can find their place. #Huma 2.0 proves that a good upgrade is not about piling on features but about allowing people with different needs to say, “This is exactly what I want.”
