No crypto assets? No problem: $HUMA rewrites the lending rules
"If you don't have crypto assets, don't play DeFi"—this statement is being completely overturned by #HumaFinance . It redefines lending with a fairer logic: your income potential is more important than the tokens in your wallet.
Whether you are a salaried worker earning 5000 a month or a freelancer making 20000 a month, as long as you can prove a stable income, you can borrow money on Huma. The process is surprisingly simple: link your bank statements or pay stubs, and the smart contract automatically evaluates your limit, with 70%-90% of your future income available immediately. The entire process requires no collateral, no liquidation, and your credit score can increase after repayment—it's simply the "credit card" of the crypto world.
Even better is the $HUMA 's approach: pay fees with it when borrowing to enjoy discounts, and staking can earn additional rewards. The recently launched cross-chain feature allows for unified assessment of income streams across different chains. @Huma Finance 🟣 🟣 shows us a trend: the future of DeFi should not only serve those with many coins but should also serve those who know how to earn money.
If you've ever been turned away for not having "coins", #HumaFinance might just be the opportunity that allows you to re-enter.
