@Treehouse Official
Possible Technical/Business Models (Similar Protocol Ideas):
Tokenization of Real-World Assets: Tokenizing off-chain, fixed-income generating real assets (such as government bonds, corporate bonds, real estate mortgages, trade receivables, etc.) in a legal and compliant manner (RWA - Real World Assets) and issuing tokens on-chain that represent the rights to these assets. Investors holding these tokens can earn fixed or floating returns generated by the underlying assets. Representative Projects: Ondo Finance (OUSG - US Government Bond Tokenization), Maple Finance (Institutional Lending), Centrifuge (Trade Receivables/Asset-Backed Financing).
Structured Products: Using derivatives, options, etc., to construct structured products on-chain that can provide target yields (for example, fixed income, principal-protected floating income).
Savings Products in Algorithmic Stablecoin Protocols: Some algorithmic stablecoins or stablecoin protocols offer savings features, promising a certain fixed or floating return (but be cautious of risks, such as the UST collapse event).
Fixed Rate Products in Decentralized Lending Protocols: Although most lending protocols have floating rates, some projects are exploring the provision of fixed-rate lending options (which is technically more challenging).
