@Huma Finance 🟣
The PayFi network proposed by Huma Finance is a forward-looking concept that attempts to reconstruct a credit infrastructure on the blockchain, centered around future verifiable cash flows as the core source of collateral and repayment. This is not merely about putting TradFi's factoring or revenue-sharing agreements on the blockchain, but rather creating more efficient, inclusive, and capital-efficient financing solutions through the transparency, automation, composability, and oracle technology of blockchain.
If successful, Huma is expected to:
Become a bridge connecting DeFi liquidity with the credit needs of the real economy.
Revolutionarily solve the financing difficulties of short-term working capital for global SMEs.
Advance the RWA field from simple bond tokenization to more complex, cash flow-based on-chain credit products.
