Huma Finance is a pioneering decentralized finance (DeFi) protocol focused on "PayFi" – payment-enabled finance built on blockchain. Operating primarily on Solana, Huma facilitates instant, low-cost global payments and offers access to credit and yield through stable coins.
Unlike traditional DeFi that relies on crypto collateral, Huma leverages off-chain data and real-world assets like invoices and trade receivables. This enables use cases such as invoice financing, payroll advances, and cross-border payment settlements with T+0 (same-day) settlement. With over $4 billion in transactions and zero defaults to date, Huma provides transparent, efficient, and compliant financial solutions, bridging the gap between traditional finance and blockchain.
