[Market Pulse] 💸 PayPal Launches PYUSD for RWA Payments, Boosting Real‑World Asset Utility
---
Paypal has just opened a major new use case for its stablecoin PYUSD, enabling payments for tokenized real-world assets (RWA) such as real estate and commodity products - a significant step beyond its previous support for over 100 cryptocurrencies in fiat conversion and checkout flows.
Paypal now allows merchants to settle RWA purchases directly using PYUSD, expanding utility beyond digital currency payments. This is part of Paypal's broader push to integrate PYUSD across blockchains (including Ethereum, Solana, Arbitrum and soon Stellar) for scalable, fast transaction.
Additionally, integration with DeFi protocols like Morpho Blue, using tokenized real-world assets as collateral (via Backed's bTokens), gives PYUSD holders new earning opportunities while linking the stablecoin to tangible asset streams.
🔑 Key Points:
- PYUSD now usable for real-world asset payments - not just digital tokens.
- Cross-chain expansion: supports Ethereum, Solana, Arbitrum - and soon Stellar - for broader utility.
- DeFi integration: PYUSD holders can earn yield via tokenized asset lending in Morpho's dual-engine vaults.
- Adoption hinge: its impact depends on merchant/user acceptance and local regulation (e.g., NYDFS approval).
💬 What's your take? Could PayPal's PYUSD compete with USDC and USDT? Share your thoughts below! 👇