#BTC 🔹 Institutions and Retail
Over 28% of Americans (≈ 65 million people) own crypto, and 67% of them plan to buy more in 2025.
Low transaction costs (~1.5%) make crypto attractive for retail investors.
🔹 Massive Impact: Merchants are switching to cryptocurrencies
About 15,000 companies worldwide already accept crypto as payment; from Gucci and Nike to Apple and Best Buy.
Stablecoins allow retailers to avoid volatility, simplifying the integration of crypto payments into everyday consumption.