#HumaFinance — killer of XRP? Web3 payments are taking the initiative
🪓 XRP has always been positioned as a tool for cross-border payments: fast, cheap, without intermediaries. But…
💡 PayFi goes further — it’s not just a means of transfer, but a full-fledged payment-financial ecosystem where you can:
• Pay with stablecoins in stores
• Give and take loans secured directly in the wallet 💳
• Automate salaries, micropayments, and even taxes using smart contracts 💼
• Integrate into Web3 and NFT platforms directly 🌐
🔥 And most importantly: PayFi is built on open protocols (like Huma, WalletConnect, Celo) — it’s no longer just one coin, like XRP, but an entire next-generation financial infrastructure.
🧠 If XRP is “SWIFT 2.0”,
then PayFi is “Apple Pay + DeFi + Web3” in one package.
And yes, this is no longer the future. It is right now.
