How do you earn passive income in DeFi without taking on more risk than reward?

It’s a question many in the blockchain space are asking, especially as decentralized finance becomes more sophisticated yet still intimidating for the everyday user.

Liquidity provision on decentralized exchanges is a compelling opportunity. By contributing pairs of tokens to a pool, you enable others to trade while earning a share of the fees. But there’s a catch that often surprises new participants: impermanent loss. When the value of one token shifts significantly compared to its pair, your position in the pool may become less valuable than if you had simply held the tokens. It’s a hidden but very real risk.

STON.fi, a decentralized exchange built on the TON blockchain, addresses this challenge directly by offering partial impermanent loss protection on select pools. This mechanism cushions users against volatility, offering reimbursement up to a defined threshold. It’s not a full safety net, but it creates space for more people to participate without needing to accept high downside risk from the outset.

Powered by TON’s fast, low-cost infrastructure and integrated with platforms like Telegram, STON.fi blends ease of access with thoughtful risk design. It represents a broader evolution in DeFi away from raw yield-maximization and toward protocols that build with user protection in mind.

In this new landscape, passive income and peace of mind are no longer mutually exclusive. And that’s the kind of shift DeFi needs to grow beyond speculation and into sustainable adoption.