Huma Finance (HUMA) is reconstructing financial infrastructure with the world's first PayFi network. Its innovative framework combines payment and financing, transforming real-world income and accounts receivable into on-chain credit assets through blockchain smart contracts. The Huma 2.0 platform, launched in 2025, achieves double-digit USDC annual yields (such as the classic model of 10.5%) and composable DeFi functions on Solana. Users can seamlessly access ecosystem protocols like Jupiter and Kamino using the $PST token.

As of 2025, the network has processed over $3.8 billion in transactions, serving more than 30 ecological chains including Rari Chain, and has formed strategic collaborations with Circle and Stellar. The total supply of HUMA tokens is 10 billion, activated through staking and governance mechanisms, with an initial circulating supply of 17.33% already listed on exchanges like ONUS. With daily transaction fees of 6-10 basis points and rapid capital turnover (1-5 days), Huma has built a revenue model independent of market cycles, assessed by Messari as an innovative solution potentially covering a $30 trillion payment financing market. Supported by 400-millisecond confirmations on Solana and transaction fees as low as $0.00025, Huma is driving instant settlements in scenarios like cross-border payments and DePIN hardware financing, redefining the value paradigm of on-chain liquidity. #humafinance @Huma Finance 🟣