Recently, I deeply experienced the platform features of @Huma Finance 🟣 , and I must have a good chat about it! As a newcomer in the decentralized finance field, what attracts me the most is the innovative model of "borrowing without collateral," which is very friendly for many users who want to activate their assets but do not want to pledge tokens.
The platform's risk control mechanism is also very detailed, assessing credit limits through on-chain data, which ensures flexibility while reducing default risks. I tried testing the lending process with a small amount of funds, the operating interface is simple and clear, and the arrival speed was faster than expected, making it very beginner-friendly.
I heard they are also iterating new cross-chain features recently, and it may support more mainstream public chains in the future, which feels like it can cover a wider range of user needs. Are there any friends who have been using @Huma Finance 🟣 for a long time? I would like to hear your opinions on yield stability and ecological development~