#HumaFinance
Huma Finance is a decentralized finance (DeFi) platform that introduces “PayFi”—a model combining real-world payments with on-chain lending. It allows users and institutions to borrow against real-world assets like invoices, payroll, and remittances. This enables faster, more efficient access to capital compared to traditional finance systems. Huma supports real-time credit issuance using smart contracts, providing liquidity backed by receivables.
The platform offers two main investment modes: “Classic”, which provides a mix of stable yield and token rewards, and “Maxi”, which emphasizes long-term token accumulation. Liquidity providers receive tokenized yield strategies, which can be traded or used in other DeFi protocols.
Huma also features permissioned pools for institutions requiring KYC/KYB compliance, and supports multi-chain deployment (including Ethereum, Solana, and BNB). The native $HUMA token powers governance, staking, and incentives. With scalable architecture and audited smart contracts, Huma aims to bridge traditional finance and DeFi through real-world, utility-driven credit.
