Stellar vs Competitors: A Unique Position in the Payment and RWA Market! 🆚🏆
In the highly competitive market of blockchain payments and asset issuance platforms, Stellar (XLM) occupies a unique position. As of July 2025, its main competitors are:
Ripple (XRP): Also focused on cross-border payments, but Stellar emphasizes broader accessibility and financial inclusion, not just large banks.
Other Layer 1 blockchains: Ethereum, Solana, and BNB Chain are also used for stablecoins and RWA, but Stellar outperforms them in speed and cost for micropayments and simple transfers.
Traditional payment systems: Stellar offers a decentralized and more efficient alternative to SWIFT and other outdated systems.
CBDC: Stellar positions itself as a platform that can support CBDCs, offering its technology to central banks. Stellar's competitive advantages are its speed, low fees, SCP, and focus on financial accessibility.