In 2015, I leveraged my first property with an 180,000 down payment, making a net profit of 800,000 the following year. This "windfall" became my ticket into the financial world. From the stock market to the cryptocurrency realm, from being heavily in debt to amassing assets worth tens of millions, I learned three iron rules over nine years: trends are money printing machines, discipline is a safe, and copying is an amplifier.
1. Survival rules tempered by blood and tears
The experience of losing 1.84 million in a contract liquidation in 2018 made me completely sober. After spending 199 yuan to buy 1,000 trading indicators, I discovered the secret of the market: all fluctuations are hidden in the data. By establishing a "trend recognition + strict stop-loss" model, I turned a 200,000 capital into 980,000 in three months in 2019. In 2020, through historical backtesting, I accurately predicted the bottom of Bitcoin on November 5, leading the community to achieve a hundredfold return. However, heavy investments in altcoins during the 519 crash led to an asset evaporation of 8.5 million, a lesson that left a deep mark on me—bull markets depend on courage, while bear markets depend on knowledge.
2. A wealth path replicable by ordinary people
Cold start phase (100,000 → 300,000)
Purchase 10 used mobile phones and use friends and family identities to establish an account matrix. By arbitraging Binance Alpha points, a single account can yield 500-1,000 yuan monthly, achieving a 200% return in three months. The core of this stage is: exchange physical effort for capital, refuse any gambling operations.
Cognitive monetization phase (300,000 → 1,000,000)
Split the funds into three parts: "wealth management + arbitrage + IP": Binance wealth management has a guaranteed monthly return of 1%, while grid trading of mainstream coins can achieve 5% monthly returns, simultaneously producing trading notes to build personal IP. I once generated a single-month income of 100,000 yuan through a paid community costing 99 yuan, verifying that in the crypto space, the marginal cost of knowledge payment is nearly zero.
Cycle arbitrage phase (1,000,000 → 5,000,000)
During the bear market, invest 20% of funds in BTC and 80% as an options seller to collect premiums. After the bull market starts, adopt a combination of "60% mainstream coins + 20% hot sectors + 20% cash". The secret to rolling 300,000 capital into 28 million in 2023 lies in laddered profit-taking: every 50% increase, reduce holdings by 30%, always keep 20% as a faith position.
3. Ten guidelines to avoid pitfalls
Beware of consumerism; I still rent despite an annual salary of 400,000, reinvesting all profits into production.
Accounts are production materials; 10 compliant accounts are more important than 1 million in capital.
Stay away from "signal teachers"; true experts make money through trading, not teaching.
Domestic altcoins are a meat grinder; only trade coins in the top 20 by market cap.
Options premium strategy: risk 1% for a 100% return.
During bear markets, delve deeply into white papers; in bull markets, be decisive.
Assets must be divided into three parts: exchanges, on-chain wallets, and real assets.
Prepare six months in advance for new narratives (e.g., laying low in the AI sector in 2023).
Every year, you must be in cash for 1-2 months to avoid emotional trading.
Withdraw 30% of all profits first; digital wealth can disappear in an instant.#MichaelSaylor暗示增持BTC #币安Alpha上新 #美国加征关税 #美国5月核心PCE物价指数 #香港加密概念股