#X超级应用转型 Musk's X platform is accelerating its transformation into a 'super app', planning to integrate financial services such as investment, trading, and payments, and exploring the launch of X brand credit/debit cards. CEO Linda Yaccarino stated that the digital wallet X Money will first launch in the United States, supporting peer-to-peer payments, goods purchases, and creator tips, allowing users to complete 'their entire financial life' on the platform in the future. This strategy draws on the WeChat model, aiming to create an ecological closed loop that integrates social, financial, and AI elements, but faces challenges such as regulatory compliance and advertiser trust.