#X超级应用转型 X is transforming into a super application, attempting to integrate diversified functions such as financial services, with ambitious goals. Its social attributes and large user base are advantages, providing a unique experience in investment trading and attracting young groups. However, regulatory compliance, technological stability, and privacy security are all challenges, as the financial sector has high barriers to entry. If it succeeds, it could reshape the industry landscape; conversely, it may fail, leaving its prospects full of uncertainty.