Hello everyone, I am Crypto Mubai
Dabai, as fans call him, is known as "Buffett in the rise, Soros in the fall". As a leader in the field of encryption, Dabai mainly trades spot transactions, supplemented by contract operations. With accurate market judgment and steady operation style, he has become an all-round trading expert.
Dabai is also a senior analyst of blockchain market spot, contract and on-chain gold dog layout! The winning rate is as high as over 96%!
Preface
In 2020-2021, the world was flooded with money, and people could get rich just by buying coins with their eyes closed. But now, the market has completely changed.
With the Federal Reserve’s high interest rates in place and the liquidity carnival over, the crypto market has entered the “value bull” era—money is no longer easy to make, but the opportunities are more real.
For retail investors, this may be the most difficult cycle: emotional hype will fail, junk projects will be reduced to zero, and the era of making money without effort will end.
But on the other hand, real opportunities are emerging:
✅ Institutional funds enter the market in compliance with regulations, and the market is more mature
✅ Deflation model + real application, good projects can survive bull and bear markets
✅ Speculation is receding, value is highlighted, and long-term investors are entering a golden age
When the tide recedes, you’ll know who’s been swimming naked. In this round, the ones who survive are not the gamblers, but the ones who truly understand the trend.
Why is this crypto cycle so difficult? The answer is two words: the Federal Reserve
In the last bull market (2020-2021), the world was flooded with money, with zero interest rates and unlimited money printing. Everything went up. But today, the rules of the game have completely changed - the Federal Reserve has raised interest rates to a 20-year high in order to suppress inflation, and the market has switched directly from a "lying profit mode" to a "hell difficulty" mode.
Why is there no interest rate cut? 3 key reasons
1️⃣ Inflation is still too high
Although CPI has fallen from its peak, core inflation (2.8%) is still far above the Fed's 2% target. Powell directly said: "Don't expect to cut interest rates before seeing good enough data."
2️⃣ The job market is too strong
The unemployment rate is low (4.2%), wages are rising, and people have money to spend → inflation is more difficult to control → the Federal Reserve dares not to relax.
3️⃣ Powell’s “historical baggage”
He wants to learn from his predecessors and leave a name in history by being “tough against inflation.” Therefore, unless the economy collapses, he will never change direction easily.
What does this mean for retail investors?
Past: Liquidity is flooding, and junk projects can also take off
Now: High interest rates drain the market, only projects that are truly gold and not afraid of fire can survive
Future: Want to make money? You need to be able to look at the macro picture, pick targets, and weather the cycle - the era of blind guessing is over.
Summary: This bull market is a battlefield for “smart money” and retail investors must either upgrade or get out.
2: Crypto Market Survival Guide: Why is this bull market different?
1. Why is it so difficult now?
The Fed is pumping at full capacity
With a risk-free interest rate of 5%, who would still take the risk of playing with altcoins?
The market has changed from "fair to fair" to "favoring only the real princess", and 90% of the altcoins are in decline
New Rules of the Game
Previous: Close your eyes and charge at the dog, and try your best to turn your bicycle into a motorcycle
Now: Buying the wrong item = zero return, institutions select projects with a microscope
2. Opportunities in crisis: three certain opportunities
✅ Regular institutional forces enter the market
Bitcoin ETF swallows up 1500+ BTC every day
BlackRock boss says: This is just the beginning
✅ Bitcoin comes with its own money printing machine
After halving, 450 BTC will be produced less per day
Historical rule: a new high will be reached within 18 months after halving
✅ Real projects emerge
AI+Blockchain: Using Tokens to Incentivize Computing Power Sharing
RWA: Putting real estate and government bonds on the blockchain
DePIN: Crowdfunding to build 5G base stations
3. Survival rules for retail investors
Research > FOMO
Eat meat with institutions (BTC/ETH)
Or focus on vertical tracks (AI/RWA)
Long term > short term
The 5% yield on government bonds is there, so making random transactions means giving away money
The era of cognitive monetization
I used to earn money by luck, but now I lose it by my strength.
Real value investing has just begun
Summarize:
This round of bull market is giving awards to "good students", and those who are just slacking off will be asked to leave the classroom. Either upgrade your cognition or buy ETFs with peace of mind, there is no third way
Three: Survival Guide for Retail Investors: How to Make Money in the "High-Interest Crypto Era"?
1. Face the reality: the rules of the game have changed
Stop dreaming:
Stop dreaming about "100x altcoins", 90% of projects won't survive this bull market
The Federal Reserve has a 5% interest rate, so random cryptocurrency speculation is giving money to Wall Street
New rules of survival:
Think like an institution: Look at the on-chain data instead of the financial report
Invest with spare money: Hold on for 3 years before buying
2. Practical Strategy: Three Ways to Cross Bull and Bear Markets
1️⃣ Ballast (60% position)
Bitcoin ETF eats up 1,500 BTC per day
Ethereum spot ETF is about to be approved
2️⃣ Value mining (30% position)
AI+Blockchain: The Next Breakthrough Point
RWA: Putting national debt and real estate on the blockchain
Only invest in projects with real income
3. Key cognition: three signal lights
The Fed’s turning signal:
Inflation falls below 3%
Unemployment rate exceeds 5%
Political pressure from the election
Smart money is already planning:
Wall Street starts buying BTC at the bottom
Venture capital turns to AI
What to do now:
Invest in Bitcoin
Learning to read on-chain data
Focus on real application projects
Final advice:
This bull market is a "scholarship for good students".
• I used to earn money by luck, but now I lose it by my strength
• Either learn value investing or buy ETFs and sit tight
• In 2025, you will thank yourself for your patience in planning now
Remember: bull markets are born in despair, rise in hesitation, and end in carnival - we are now in the second stage.
