$USDC

USDC claims to be a rock‑solid dollar peg, yet it’s been frozen by US courts, including a $57M lock-up tied to a Libra memecoin scandal. And despite Circle promising “bankruptcy‑remote” reserves, there’s zero legal precedent backing that promise—so in a real collapse, you might lose your money.

Now Congress is rushing through the GENIUS Act, setting red tape so thick that USDC could morph into more of a money-market fund than crypto—pleasing regulators but draining its original ethos. Meanwhile, Circle’s IPO soared, but it’s built on earning interest from those very reserves—not from token utility.

In short: USDC may be stable, but it’s not stable—and its future hinges on lawmakers, not code. investidores beware.