Listen, the news of the day! Amazon, Walmart and Expedia are seriously considering releasing their own stablecoins. The WSJ reports that this can save them a lot of money on payments. Let's figure it out.
What's the point?
Every time you pay with a card in these stores:
They lose 1-3% of the amount (this is the Visa/Mastercard commission)
Transfers take 1-3 days.
They pay extra for currency conversion
Stablecoins solve these problems.:
✅ Commissions below 1%
✅ Instant transfers
✅ No currency conversions
How will it work?
Own coins
Companies can issue their own dollar-denominated stablecoins (such as "Amazon Coin")
The General Consortium
Or they will merge and use one stablecoin from a trusted issuer.
Integration into payments
You can:
Top up your balance
Pay in one click
Receive Crypto bonuses
What's in the way?
The main obstacle is regulators. On June 17, the United States votes on the "Law on Stablecoins." If accepted, it's a green light.
Interesting facts:
Banks (JPMorgan and others) also want their stablecoins.
Walmart is actively lobbying for changes to the law
Small stores support them — this is their chance to save money
What will it give us?
🔹 Possible price reductions (stores will save money)
🔹 Instant refunds
🔹 Convenient international payments
🔹 New bonus programs
The main question
Do you think retailers will be able to bypass Visa/Mastercard? Or will the payment giants find a way to maintain control?