#卡尔达诺稳定币提案

Cardano Stablecoin Proposal

To enhance the stability of the Cardano ecosystem and its financial application scenarios, it is proposed to launch a native stablecoin solution. It adopts a two-tier architecture: 1. Fiat-backed stablecoin (such as USDA), which is insured by institutions like BitGo to hold USD reserves, ensuring a 1:1 peg and regulatory compliance; 2. Algorithmic stablecoin (such as Djed), which dynamically adjusts collateral ratios and reserve currency mechanisms based on smart contracts to withstand market fluctuations. Special design features include privacy protection functions to balance user anonymity needs with compliance reviews. This proposal can improve DeFi liquidity, reduce transaction costs, attract institutional investors, and promote Cardano to become a financial infrastructure that is secure, efficient, and private. The technical team has conducted stress tests, with plans for mainnet deployment in 2025, which is expected to significantly enhance ecological competitiveness.