#卡尔达诺稳定币提案

Cardano Stablecoin Proposal

To enhance the stability of the Cardano ecosystem and financial application scenarios, it is proposed to launch a native stablecoin solution. A dual-layer architecture is adopted: 1. Fiat-backed stablecoin (such as USDA), which ensures a 1:1 peg by holding dollar reserves through institutions like BitGo, complying with regulatory requirements; 2. Algorithmic stablecoin (such as Djed), which dynamically adjusts collateral ratios and reserve currency mechanisms based on smart contracts to withstand market fluctuations. Special design features include privacy protection functions, balancing user anonymity needs with compliance checks. This proposal can enhance DeFi liquidity, reduce transaction costs, attract institutional investors, and promote Cardano as a financial infrastructure that is secure, efficient, and private. The technical team has conducted stress testing and plans to deploy on the mainnet in 2025, which is expected to significantly enhance ecological competitiveness.