Huma Finance (HUMA) is a cryptocurrency token associated with the Huma Finance platform, a decentralized finance (DeFi) protocol focused on "PayFi" – a sector bridging real-world payments with DeFi liquidity. Below is a comprehensive overview of the HUMA token and its upcoming listing on Binance.
"General Information about HUMA Token"
Project Name: Huma Finance
Token Symbol: HUMA
Platform: Launched on BNB Smart Chain and Solana.
Purpose: HUMA is the native utility and governance token of the Huma Finance ecosystem, used for:
Governance: Token holders can influence the protocol’s development and policies.
Reward Distribution: Incentivizes liquidity providers and community contributors.
Transaction Processing: Facilitates operations within the Huma Finance ecosystem.
Total Supply: 10 billion HUMA tokens.
Initial Circulating Supply: 1.73 billion tokens (17.33% of total supply) at the time of listing.
Contract Address (Solana): HUMA1821qVDKta3u2ovmfDQeW2fSQouSKE8fkF44wvGw
Protocol Description: Huma Finance is a Web3 protocol designed to tokenize real-world assets (RWAs) such as invoices, payroll, and subscription payments. It provides decentralized credit infrastructure, enabling businesses and individuals to borrow against future income streams, supporting use cases like income-based lending and subscription financing. The platform aims to offer instant liquidity, transparent transactions, and seamless cross-border financial operations using stablecoins.
Binance Listing Details:Huma Finance’s HUMA token is set to be listed on Binance, with key events including a Launchpool farming campaign and trading debut. Here’s what’s known:
Binance Launchpool (Token Farming):
Announcement: Binance introduced HUMA as its 70th Launchpool project.
Farming Period: May 23, 2025, 00:00 UTC to May 25, 2025, 23:59 UTC (3 days).
How to Participate: Users can stake BNB, FDUSD, or USDC in separate pools to earn HUMA tokens. Rewards are calculated hourly based on users’ average staked balances. Tokens can only be staked in one pool at a time (e.g., BNB cannot be staked in both HUMA and another Launchpool).
Reward Allocation: 250 million HUMA tokens (2.5% of total supply) will be distributed:
BNB Pool: 85% of rewards.
USDC Pool: 10% of rewards.
FDUSD Pool: 5% of rewards.
Requirements: Users must complete KYC verification and use Binance App version 2.89.0 or higher to participate.
Additional Incentives: Binance has allocated 50 million HUMA for post-listing marketing campaigns and 40 million HUMA for follow-up campaigns three months later. The listing fee for HUMA has been waived, indicating its strategic importance.
Provides optional deposit lock-ups and referral rewards to amplify returns.
Price and Market Data:
Current Price: As of May 23, 2025, HUMA’s price is not yet available (listed as $NaN on platforms like Coinbase, Bybit, and Bitget) since trading has not started.
Market Cap: Unavailable until trading begins.
Trading Availability: HUMA is not yet tradable on exchanges listed on CoinGecko, but Binance and Binance Alpha will be the first platforms to list it on May 26, 2025.
"Clarifications on Similar Tokens"
Humancoin (HUMA): A separate project from 2018 focused on philanthropy, e-commerce, and cryptocurrency markets, with no relation to Huma Finance. It completed its ICO in November 2018 with a total supply of 6 billion HUMA tokens.
Humassis Token (HUMA): Another unrelated token on Binance Smart Chain with a negligible price ($0.000000016281) and no clear connection to Huma Finance.
Humana (HUMA): A high-inflation yield farming token on Binance Smart Chain, transitioning to a deflationary model via the “Symbiosis” upgrade, unrelated to Huma Finance.
The HUMA token for Huma Finance is distinct, operating on BNB Smart Chain and Solana, with a focus on PayFi and RWA tokenization. Ensure you verify the contract address (e.g., Solana: HUMA1821qVDKta3u2ovmfDQeW2fSQouSKE8fkF44wvGw) to avoid confusion.
"Additional Notes"
Volatility Warning: The “Seed Tag” on Binance indicates HUMA may experience high volatility, typical for new tokens.
How to Participate:
For Launchpool: Set up a Binance account, complete KYC, and stake BNB, FDUSD, or USDC starting May 23, 2025. Check the Launchpool dashboard for real-time APY and pool stats.
For Airdrop: Engage in community activities (e.g., creating content for Kaito AI) or hold Alpha Points for Binance Alpha.
Risk Disclosure: Cryptocurrency investments, including HUMA, carry significant market risk. The information provided is for educational purposes and not investment advice. Always conduct your own research.