Stablecoins have rapidly risen to become a key player in the digital economy due to their stable value, quickly gaining traction in daily payments in recent years. According to the latest reports, the trading volume of stablecoins has surpassed $28 trillion, exceeding Visa and Mastercard, indicating their potential for mainstream payment. For example, the issuance of USDT on the Tron blockchain has exceeded $75 billion, accounting for over 50%, making it the leader in the stablecoin market. USDC's trading volume on Ethereum has also reached a new high of $908 billion, highlighting its popularity in financial applications.

In everyday scenarios, stablecoin payments are quick and convenient, allowing consumers to pay by scanning QR codes through digital wallets, completing transactions within seconds without the need for bank intermediaries, with fees as low as a few cents. Cross-border payments benefit from stablecoins as they avoid exchange rate risks, especially in e-commerce and international remittances. Blockchain technology ensures transaction transparency and reduces the risk of fraud.