Stablecoins, due to their stable value, have rapidly risen in everyday payments in recent years, becoming a key player in the digital economy. According to the latest reports, the trading volume of stablecoins has surpassed $28 trillion, exceeding Visa and Mastercard, demonstrating their mainstream payment potential. For example, USDT has an issuance of over $75 billion on the Tron blockchain, accounting for over 50%, making it the leader in the stablecoin market. USDC's trading volume on Ethereum has also reached a new high of $908 billion, highlighting its popularity in financial applications.

In everyday scenarios, stablecoin payments are fast and convenient, allowing consumers to pay by scanning a code with a digital wallet, completing transactions in seconds without the need for bank intermediaries, with transaction fees as low as a few cents. Cross-border payments benefit from stablecoins as they avoid exchange rate risks, especially in e-commerce and international remittances. Blockchain technology ensures transaction transparency and reduces the risk of fraud.