Stablecoins have rapidly emerged as a key player in the digital economy due to their price stability, becoming increasingly popular in everyday payments in recent years. According to the latest reports, the trading volume of stablecoins has surpassed $28 trillion, outpacing Visa and Mastercard, indicating their mainstream payment potential. For example, USDT has a circulating supply of over $75 billion on the Tron network, accounting for more than 50%, making it the leader in the stablecoin market. USDC's trading volume on Ethereum has also reached a new high of $908 billion, highlighting its widespread use in financial applications.

In everyday scenarios, stablecoin payments are fast and convenient, allowing consumers to pay by scanning a code through digital wallets, completing transactions within seconds without the need for bank intermediaries, with fees as low as a few cents. Cross-border payments benefit from stablecoins as they avoid exchange rate risks, especially in e-commerce and international remittances. Blockchain technology ensures transaction transparency and reduces fraud risk.