Stablecoins have rapidly risen in recent years as a key player in the digital economy due to their stable value, becoming a crucial role in daily payments. According to the latest reports, the trading volume of stablecoins has surpassed 28 trillion USD, exceeding Visa and Mastercard, demonstrating their mainstream payment potential. For example, USDT has an issuance of over 75 billion USD on the Tron blockchain, accounting for more than 50%, making it the leader in the stablecoin market. USDC has also reached a new high of 908 billion USD in trading volume on Ethereum, highlighting its popularity in financial applications.

In daily scenarios, stablecoin payments are quick and convenient, allowing consumers to pay by scanning QR codes with digital wallets, completing transactions within seconds, without the need for bank intermediaries, with fees as low as a few cents. Cross-border payments benefit from stablecoins as they avoid exchange rate risks, especially in e-commerce and international remittances. Blockchain technology ensures transaction transparency and reduces fraud risks.