Originally published on Coinpedia Fintech News
A bold statement from crypto influencer Pumpius is stirring debate within the XRP community.
While many argue that retail XRP holders are merely “exit liquidity” for institutional investors, Pumpius offers a contrasting perspective: XRP holders aren’t being used—they’re early participants in a financial revolution. And at the heart of that revolution, he claims, is the XRP Ledger.
Challenging the Exit Liquidity Narrative
Pumpius pushes back against a widely accepted theory in the crypto space—that retail investors are unknowingly helping institutions offload XRP at a profit.
“They want you to believe you’re the last one in,” he says. “But the truth is, you’re the first.”
In a viral thread, he asserts that institutions want retail holders to lose faith and sell—creating an opportunity for strategic accumulation ahead of key developments like:
XRP-backed exchange-traded funds (ETFs)
Global payments integration
Major stablecoin rollouts
On-Chain Metrics Show Whale Activity
Supporting his claims, Pumpius points to bullish on-chain data:
Whale wallets are steadily consolidating XRP
Liquidity is rising across Asia and the Middle East
Wallet activity is surging—not shrinking
This isn’t the behavior of an asset being dumped. It’s a signal, he says, of quiet accumulation and rising confidence from larger players.
Ripple Keeps Building Amid Legal Pressure
Despite Ripple’s ongoing legal battle with the SEC, the company hasn’t slowed down. Pumpius highlights several key developments:
Expansion of On-Demand Liquidity (ODL) corridors
New global partnerships
Tokenization pilot projects
Acknowledgment from the IMF, BIS, and major central banks
According to Pumpius, these moves reinforce Ripple’s long-term vision—and XRP’s growing role in the evolving financial system.
The Big Question: Hold or Sell?
For Pumpius, the answer is clear: Hold. He views XRP not just as a digital asset, but as a protocol designed to power next-gen financial infrastructure. Selling now, he argues, could mean missing out on transformative gains.
FAQs
Should retail investors hold or sell XRP now?
Pumpius recommends holding, citing institutional accumulation and major upcoming developments.
What role does the XRP Ledger play in the future of finance?
It’s positioned to lead in areas like tokenization, cross-border payments, and stablecoin issuance, backed by significant institutional interest.
What’s the XRP price outlook for 2025?
Bullish projections suggest XRP could reach $5.81 in 2025, fueled by market momentum, regulatory clarity, and institutional adoption