🟡 Ripple, SEC Reach $50M Settlement to End Long-Running Legal Dispute
Ripple Labs and the U.S. SEC have formally agreed to a $50 million settlement, pending court approval, marking the conclusion of their multi-year legal battle that began in 2020.
⚖️ What’s the Deal?
Ripple will pay $50 million — significantly less than the original $125M fine imposed in 2023.
The settlement allows Ripple to recover most of the previous penalty.
Both Ripple and the SEC have agreed to drop their appeals.
🧾 Case Recap:
Judge Analisa Torres previously ruled that Ripple’s sales of XRP to institutional investors violated securities laws, but not its retail exchange offerings. The SEC, under former Chair Gary Gensler, appealed — leading to Ripple’s cross-appeal.
Thursday’s filing confirms Ripple’s March announcement of an in-principle agreement with the agency.
🔄 Regulatory Shift
This settlement follows a notable regulatory pivot. With President Trump’s return and the appointment of crypto-friendly SEC Chair Paul Atkins, the agency has rolled back several enforcement actions targeting digital assets.
This marks a potential turning point for crypto regulation in the U.S., and a major win for Ripple and$XRP XRP holders.