#Stripe稳定币账户 Stripe launches stablecoin accounts in over 100 countries, marking the formal inclusion of stablecoins into the global payment infrastructure by traditional financial giants. This transformation not only reshapes cross-border transaction models but also reveals the evolution path of stablecoins from "cryptocurrency tools" to "a new pillar of global payments." The cost of cross-border payments using stablecoins is only 1/10 that of SWIFT, and settlement time has been reduced from 3-5 days to seconds. In countries with an annual inflation rate exceeding 50%, businesses use USDC as a reserve for operating funds to avoid the devaluation of local currency eating into profits. Payment giants like Stripe and PayPal integrate stablecoins, creating a two-way exchange channel between fiat and crypto assets. In Q1 2024, the transaction volume of USDC through traditional payment channels surged 320% year-on-year. Regulated stablecoins lower the threshold for corporate adoption, especially meeting anti-money laundering requirements for multinational companies. Businesses in countries like Russia and Iran use USDC for trade settlements with the UAE and India, circumventing dollar-dominated financial blockades. The African Free Trade Area plans to launch a stablecoin-based cross-border settlement system to replace the region's dollar-dependent payment network.