#美国稳定币法案 Definition: Clearly defines payment stablecoins as digital assets used as payment or settlement methods, priced in national currency, with the issuer's commitment to exchange at a fixed monetary value, among other conditions.

- Issuer requirements: Only 'approved payment stablecoin issuers' such as subsidiaries of approved insured deposit institutions, federally certified non-bank payment stablecoin issuers, and state-certified payment stablecoin issuers are allowed to issue.

- Reserve requirements: Issuers must hold reserves of no less than 100% of the total outstanding stablecoins, including US dollar cash, deposits at Federal Reserve Banks, short-term US Treasury securities, etc.