#XRPETFs Cryptocurrency is a digital or virtual form of money that uses cryptography for security. Unlike traditional currencies issued by governments, cryptocurrencies operate on decentralized networks based on blockchain technology. Bitcoin, created in 2009, was the first and remains the most well-known cryptocurrency. Others, such as Ethereum, Solana, and Cardano, offer additional functionality such as smart contracts. Cryptocurrencies can be used for transactions, investments, and decentralized applications. They offer advantages such as transparency, lower fees, and borderless transfers, but also face risks such as volatility, regulation, and security threats. As the technology evolves, cryptocurrency continues to transform finance, presenting both opportunities and challenges globally.$BNB