$XRP XRP is a digital asset developed by Ripple, aimed at addressing the inefficiencies and high costs of traditional cross-border payments. As the core tool of the RippleNet ecosystem, XRP achieves lightning-fast settlement in 3-5 seconds through unique consensus ledger technology, with a transaction fee of only approximately $0.0002, far lower than the SWIFT system. As a 'bridge currency', it can be exchanged in real-time for various national fiat currencies and has been used by over 300 financial institutions, including American Express and Santander Bank, for international remittances and liquidity management. The total supply of XRP is 100 billion coins, utilizing a decentralized issuance mechanism, and through ongoing technological iteration and compliance building, it is reshaping the trust paradigm and business logic of global capital flow.