Lista Lending: The Breakout Protocol Powering BNB Chain’s DeFi Surge

As of March 2025, BNB Chain’s DeFi ecosystem boasts a $5.32B TVL—but only $1.85B of that is in lending. Compared to Ethereum and even Base, that’s a big gap—and Lista Lending is here to close it.

Launched by Lista DAO on April 11, Lista Lending is a game-changing P2P lending protocol designed to unlock capital efficiency on BNB Chain. Within 4 days, over $189M in deposits and $120M in borrows poured in. Even CZ showed support.

What Makes Lista Lending Stand Out?

Peer-to-Peer Lending: Direct supplier-borrower model with dynamic rate algorithms

Two-Layer Structure: Vault layer for deposits + market layer for tailored lending markets

Ultra-low Borrow Rates: As low as 0.58%—a major edge over traditional protocols

High Capital Efficiency: Utilization rates up to 90%

Security-First Design: Multi-Oracle system, audited code, upgradeable contracts & more

Vaults & Use Cases

BNB Vault: Over $169M deposited, with collateral options like BTCB and pt-clisBNB

USD1 Vault: Enables USD1 stablecoin usage across BNB Chain

Bonus: Launchpool strategies allow users to borrow BNB cheaply and still farm rewards.

Built for the BNBFi Future

Backed by Binance’s YZi Labs, Lista DAO is more than just lending. It’s a full DeFi stack including:

lisUSD Stablecoin

slisBNB Liquid Staking

Lista Lending

Together, they offer a modular, capital-efficient system that empowers users to earn, borrow, and farm—all in one place.

TVL up 896.92% in 2025. Now #4 on BNB Chain. Lista isn’t just rising—it’s leading.

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