Investing in cryptocurrencies does not necessarily require large capital investments. Even with $100 a week, you can gradually and consciously build a crypto portfolio. In this article, we will explain how to use the DCA (Dollar-Cost Averaging) strategy to minimize risks and increase capital in the long term.
📌 What is the DCA strategy?
DCA (dollar-cost averaging) is an investment method where you regularly buy an asset for a fixed amount, regardless of its current price. This helps reduce the impact of volatility and avoid 'catching the bottom'.
💡 Example: you buy cryptocurrency every week for $100. Some weeks the price is higher, other weeks it is lower, but in the end, you average your entry and reduce the risk of buying 'at the peak'.
🧩 Example allocation of $100 per week
Below is a balanced allocation that combines reliability and growth potential:
Category Token Examples Share Amount/week Bitcoin (BTC) BTC 40% - $40 Ethereum (ETH) ETH 30% - $30 Blue chips SOL, AVAX, LINK, etc. 20% - $20 Altcoins/DeFi AAVE, UNI, LDO, ARB, etc. 10% - $10
👇 Briefly about each category:
BTC/ETH — the foundation of the market, liquidity, security.
Blue chips — large blockchain projects with a sustainable ecosystem.
Altcoins/DeFi — innovative, but more volatile assets with high growth potential.
🛡️ How to minimize risks
Security first: Use reliable exchanges (for example, Binance) with two-factor authentication (2FA).
Storage: It's better to keep large amounts in cold wallets (Ledger, Trezor).
Diversification: Don't invest everything in one asset. Allocation = protection.
Profit taking: Once a quarter, you can take part of the profit (for example, 10% at X2 of investment).
📊 How to track results
Use applications such as:
Binance Portfolio Tracker
CoinMarketCap Watchlist
CoinStats / CoinTracking
It is also worth reviewing the allocation once a month and rebalancing in case of significant changes in shares.
🚀 Want more? What else can be added:
Staking: Utilize funds by participating in staking through Binance Earn.
Launchpool / Launchpad: Participate in new projects on Binance — a chance for high ROI.
Altseason: During periods of high activity, it is possible to temporarily increase the share of altcoins, but do it wisely.
✅ Conclusion
Investing $100 a week is a great habit that can yield real results over time. The main thing is discipline, regularity, and understanding your goals. The crypto market is a marathon, not a sprint.
Start small — act consciously — invest confidently.