Standard Chartered analyst Geoffrey Kendrick projects XRP could surge to $12.5 by the close of 2028. This optimistic forecast hinges on several factors, including the SEC's decision to drop its appeal and anticipation surrounding a potential XRP ETF. Kendrick highlights XRP's sixfold increase since Donald Trump's election. He believes this momentum is sustainable, emphasizing XRP's utility in cross-border payments and the promising outlook for the Ripple Ledger (XRPL). The Standard Chartered forecast outlines a staged increase: $5.5 by the end of this year, $8 by the end of next year, and $10.4 by the close of 2027, ultimately reaching $12.5 in 2028. Investors are closely watching these predictions as the crypto market evolves. ```